1. Visa and MasterCard can be used in most countries in the euro zone. They spend money on POS machines with these signs. The bank will calculate according to the foreign exchange quotation at that time.

2. Repayment can be made in RMB after returning to China without settlement. After repayment, check whether the money has been transferred to a foreign currency account.

3. There are UnionPay POS machines abroad, taking the UnionPay channel; There is no unionpay, there is VISA, VISA credit card and MasterCard.

4, outbound travel, it is best to have a multi-channel credit card, there are credit cards that support these three, in order to prevent robbery, increase the bank's quota before going out.