Legal analysis: Of course, if you have a mortgage in your name, you can buy a car by stages. There is no relationship between the two. However, because you have mortgage liabilities under your name and your credit status is unknown, the mortgage may affect your car loan amount. To sum up, as long as there is no problem with the credit information, the bank's running water is enough to pay the car loan debt, and the car loan can be handled smoothly.

Legal basis: Article 32 of the Law of the People's Republic of China on the People's Bank of China, the People's Bank of China has the right to inspect and supervise the following acts of financial institutions, other units and individuals: (1) the act of implementing the relevant provisions on the management of deposit reserve; (2) Acts related to the special loans of the People's Bank of China; (three) the implementation of the relevant provisions on the administration of RMB; (four) the implementation of the provisions on the management of the interbank lending market and the interbank bond market; (five) the implementation of the relevant provisions on foreign exchange management; (six) the implementation of the relevant provisions of the gold management behavior; (7) Acting for the People's Bank of China to manage the national treasury; (eight) the implementation of the relevant provisions of liquidation management; (nine) the implementation of the relevant provisions of anti-money laundering behavior. The special loan of the People's Bank of China mentioned in the preceding paragraph refers to the loan granted by the People's Bank of China to a special-purpose financial institution decided by the State Council.