1. You can apply for opening at the business outlets:
You need to bring your own mobile phone (you will send a confirmation message on the spot when you open mobile banking) and a normal bank card (including China Bank series products and Great Wall series products)/passbook (ordinary current, current all-in-one and fixed all-in-one). You also need to bring the original valid ID card, apply in person at the outlet and go through the relevant formalities, and you can't act as an agent.
You can also choose to apply for a new bank card/discount at the counter.
The ID card information used in all mobile banking-related businesses must be consistent with the ID card information of the bank card/passbook provided by you.
In order to update the related information of mobile banking in the future, it is suggested that you use 18 digit ID card to handle debit cards and online banking. ?
2. You can apply for online self-service:
Holders of the Great Wall electronic debit card or credit card of China Bank can download and install the mobile banking client through their mobile phones and register their own mobile banking.
3. If you are an online banking customer of China Bank, you can open your mobile banking by yourself through personal settings-Mobile Banking On/Off function, and your mobile banking login number will be automatically displayed. You need to set your mobile banking password, enter the information of relevant authentication tools (except the inquiry version) and then successfully open it.
Extended data:
Bank of China Pocket Banking is a mobile banking client software launched by Bank of China for WindowsPhone8 mobile phone users. The software provides services such as self-registration, password modification, account management, transfer and remittance, deposit management, loan management, credit card, bill payment, foreign exchange, precious metal account, fund and financial planning, so that you can enjoy the professional financial services of China Bank anytime, anywhere and at will.
Mobile banking service, also known as mobile banking, is the abbreviation of using mobile communication networks and terminals to handle related banking business. As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services at any time and any place, but also greatly enriches the connotation of banking services, enabling banks to provide traditional and innovative services to customers in a convenient, efficient and safe way.
Mobile banking is one of the derivatives of online banking, and its advantages focus on convenience. When customers use mobile banking, they can make transactions in time anytime and anywhere, saving the waiting time of ATM machines and bank windows.
There is no queue for mobile payment.
The difficulty of queuing in banks has always been a headache for consumers. In fact, queuing can be avoided through the electronic channels of mobile banking.
Taking China Bank as an example, to realize the payment of public utility fees by mobile banking, it is only necessary to have a mobile phone that supports Monternet and has WAP Internet access function, and carry the Great Wall RMB electronic debit card of telephone banking to handle mobile banking.
The process of mobile banking payment is very simple: use your mobile phone to enter the "payment page", enter the bill barcode and amount, and click OK to complete the bill payment, which is very convenient. China Bank Mobile Banking can pay the water, electricity, gas, telephone and mobile phone charges of China Unicom. In addition, mobile banking can also inquire about past payments.
Mobile banking ensures timely transactions.
When consumers can't access the internet or the bank's landline is busy, you can really feel convenient and fast after opening mobile banking.
24-hour SMS control account
Short message service has become the most commonly used communication method for mobile phone users. Mobile banking also has SMS function. The bank will actively inform the user of the account information such as how much salary has been paid, whether the remittance has arrived, and whether the repayment has been successful.
Take China Industrial and Commercial Bank as an example, its mobile banking service is suitable for various manufacturers and models of mobile phones. As long as ICBC mobile banking customers edit and send short messages in a specified format, they can get free audit, instant transfer and remittance, donation, payment of phone bills and mobile phone bills 24 hours a day, 7 days a week; At the same time, due to the rapid development of e-commerce, ICBC mobile banking also provides customers with real-time payment services for online consumption.
Full encryption to ensure security
Compared with online banking, mobile banking is not easy to be attacked by hackers, and it is more private and safer.
The mobile banking of China Construction Bank is connected by a dedicated communication line, and it is encrypted from the mobile phone end to the bank end. At the same time, the digital signature mechanism and the binding mechanism between mobile phone and card are adopted to ensure the safety of customer transactions and account funds.
When customers use mobile banking, the information they browse will be deleted immediately after exiting and will not be left in their mobile phones. All information is actually stored in the bank. So even if the mobile phone is lost, even if someone finds it and doesn't know the account password, they can't enter the mobile banking.
References:
Mobile Banking-Baidu Encyclopedia
References:
Bank of China Mobile Banking-Baidu Encyclopedia