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Will the wealth management product return the principal after it expires?
Not necessarily.

1. Investors can decide whether to take it out according to market conditions. If the market situation is not good, then investors can take it out, because financial management is more likely to continue to decline. If the market is good, then they can hold it all the time, and the financial management will follow the market with great probability.

2. The rise and fall of financial management is determined by investment targets, including time deposits, bonds, commodities, stocks, foreign exchange, options and futures. When the investment target goes up, the financial management will go up, and when the investment target goes down, the financial management will go down, so the financial management is uncertain. For example, financial investment stocks, financial management will rise, financial investment stocks will fall, and financial management will fall.

3. Financial management is divided into five risk levels according to the investment target, and the risks from small to large are R 1-R5 respectively. The smaller the risk level, the smaller the probability of loss of Songcai. Investors can choose suitable financial products according to their own conditions. Investors with low risk tolerance can choose products with risk tolerance of R2 or below, and investors with high risk tolerance can choose products with risk tolerance of R3 or above.