My Iranian customer paid me through an underground bank ~ ~
There are offices in Iran, and your customers pay them.
Then their China office will pay you RMB.
Second, about Iran's foreign exchange collection.
On the issue of receiving Iranian foreign exchange
Christina Li. 20 17-03- 13
Recently, I talked with an Iranian customer about payment. I asked the bank in Hong Kong, but I didn't accept it. I asked the domestic banks, but I didn't accept it. Later, I learned that since 12, the United States and the European Union have imposed severe sanctions on Iran, and it is basically impossible to remit US dollars, and domestic and Hong Kong banks will also have foreign exchange collection problems. Forgive us, as European and American markets, for not paying much attention to which countries are more sensitive to foreign exchange control.
If there is an order from Iran, how should I collect foreign exchange? In order to have a clearer understanding, I specially searched online and found several experienced predecessors to sort out the following three ways:
First, dollars flow to third parties.
Generally speaking, in Dubai, the handling fee is $30, and the agency fee is 15-30%. There are several points, depending on the agency and the amount. Legend has it?
Second, take RMB Kunlun Bank as an example.
Previously, Kunlun Bank had a high threshold for network transmission. All the companies that opened accounts in Kunlun Bank were listed or had an output value of more than 40 million euros. The list with a small amount was very, very slow, and it might take more than 3 months, so the customer service was poor. No one will answer the phone until you die unless you go in person. However, it is said that now Kunlun Bank has relaxed the requirements for RMB account opening, and the application can be opened. But pay attention to two points:
1) If you make an appointment to open an account now, it is estimated that it will take three months. Only Xi 'an and Beijing have outlets.
2) No advance payment can be made. Settlement of foreign exchange by customs declaration. Iranian money is earmarked and cannot be used for other purposes.
The procedure of Kunlun Bank is very expensive. Generally, telegraphic transfer can reach 6 points, and letter of credit is 8 points. Kunlun Bank is the only bank in China that can accept Iranian letters of credit. If you open a letter of credit, you need to pay attention to the following points:
1, general customers are required to deposit 120% of the amount of the letter of credit in Iranian banks when opening a letter of credit, so they can do it with confidence and boldness.
2. The collection time is very long, about 30-45 days after the documents are delivered.
3. It is recommended not to make a small letter of credit.
To sum up, I can't discuss opening a Kunlun account unless you are a frequent visitor to Iran and the single amount is large!
Third, find an agent to collect money.
Looking for domestic trading companies to collect money, the rate is generally 2%-3%. The advantage of this is that you can get the payment in advance, and the interest rate of the loan in advance is about 1%, which can also help to settle foreign exchange. As a company that occasionally makes one or two orders in the Iranian market, if customers can't go to a third party, it is the simplest and most convenient way to find an agent to collect money.
Finally, find countries and regions sensitive to foreign exchange control on the Internet:
I. List of high-risk countries and regions:
Iran
Two. List of high-risk secondary countries and regions:
North Korea, Sudan and Darfur, Cuba, Syria, Zimbabwe, Yemen, Libya
Three. List of high-risk level III countries and regions:
Balkans, Bosnia and Herzegovina, Kosovo, Serbia and Montenegro (Serbia and Montenegro), Albania, Macedonia, Croatia, Bulgaria, Romania, Greece, Turkey, Belarus, C? te d 'Ivoire, Congo, Liberia, Iraq, Somalia and Lebanon.
I have some doubts about some countries on this list. Last year, I made a bill (but the money was from China), and I made a bill for Lebanon. There is no problem with tax refund. Bulgaria opened a letter of credit three years ago and it worked well.
3. How to deal with Iranian remittance to China?
Another simple and convenient way is to collect SDT in Iran and then sell BTC or USDT in RMB.
The lowest cost, the fastest, but illegal, involving money laundering.
Four. How to deal with Iranian remittance to China?
The process of Iranian remittance to China is as follows:
1. For payment in a third country, the customer will find someone to transfer the money from other countries to China. As long as this is not tracked by the United States, funds should not be frozen. This is the best choice for suppliers in China.
2. Deal with Iranian buyers and then pay the seller. Or directly accept RMB from Iranian customers in China. However, there is a problem. According to the data of customs and tax, it is very troublesome to have goods out and no money in.
3. Find an institution with an account number in Kunlun Bank, which can receive Iranian remittances and only accept RMB and Euro. First of all, pay attention to the settlement time. The settlement time of different companies varies from several months to several days, and the settlement time should be considered before the agency fee. Of course, to find an agent, you have to pay the agency fee. The handling fee of Kunlun Bank is higher than that of other banks.
4. Individuals can register UAE companies, and accounts opened by UAE banks can easily receive remittances from Iranian customers. The registration fee of Dubai company is relatively high, and you can also choose RAK company in UAE, which is cheaper.