1, low risk: bank time deposits, national debt, capital-guaranteed bank wealth management products, etc. Of course, if you have access, you can buy some American debt and Japanese debt, and the income is generally 3%-5%. There is basically no risk, and the income is relatively low, which is suitable for people with low risk tolerance and easy satisfaction;
2, moderate risk: stocks-choose large-cap blue-chip stocks to hold for a long time, do not do short-term speculation, wait for annual dividends; Buying a house-with the acceleration of urbanization, the domestic real estate market will rise for at least one 10 year, so if you have money, buy a house and rent it for 2 or 3 years before selling it; Non-guaranteed bank wealth management products, etc. This kind of investment has certain risks, and the income is basically around 8%- 15%, which is suitable for people with certain risk tolerance and certain requirements for income;
3, high risk: stocks-short-term fast-forward and fast-out; Foreign exchange-betting on appreciation; Futures-long and short game; Private lending, or usury, of course, if you can get the license of a small loan company is the best. This is a legal usury. This kind of investment, if operated well, is at least 50% of the net income. Of course, if the operation is improper, it will be completely annihilated.