If you use China Merchants Bank Card to receive foreign currency with the equivalent of more than US$ 3,000 from abroad, you need to declare it before you can enter it (in Shenzhen, you need to declare it regardless of the amount). You can try to declare online. Please log in to the online banking public/specialty, and click "Foreign Exchange Management"-"Declaration of International Remittance Income" in the first line above to see if there is any information to declare. If yes, please click "Declaration" to enter the interface for filling in declaration information. After handling the foreign exchange declaration, it will generally be paid within 1-2 working days. If there is any abnormality, the staff will send a text message to the mobile phone number you filled in when you declare.

According to the regulations of SAFE, foreign exchange savings accounts of domestic residents shall not be used for foreign exchange settlement of enterprises in principle. Remittances from overseas companies to overseas individuals cannot be recorded in the following cases in principle: 1. The other party is a securities company or an investment company; 2. Remittance postscript can be regarded as trade payment; 3. The payee declares that the money belongs to capital or trade payment; 4. Other funds that the local foreign capital management department thinks cannot be accounted for. If your money does not belong to foreign exchange for trade and investment, it can generally be recorded, but our bank will also review the authenticity and legality of this money.