Bank charges in the United States generally charge 15-30 dollars.
Two. Other ways to remit money from the United States to China:
1. Sending a personal check-the most economical way, but it takes a long time.
You can use any bank check. On the check, the payee should write Pinyin, and the Chinese name should be written on the memo, or the payee's ID number can be written.
The payee shall handle the collection at any foreign exchange bank in China with his ID card. The handling fee is about 20-40 yuan RMB. It will take about 1 month, and the bank will call to inform the collection. After the account is received, it is foreign exchange, and the payee can withdraw RMB or US dollars.
2. In the United States, the deposits of China Bank go into the domestic China Bank account.
Usually, telegraphic transfer can arrive within 24 hours. After the account is received, it is foreign exchange, and the payee can withdraw RMB or US dollars.
Up to $2999, expenses: T/T $20, postal remittance $ 10. Write a check, fill in the form, fill in the China bank account number accepted by China and the name and address of the other party, and provide the relevant certificates required in the form. The handling fee will be deducted directly from the total amount of your check.
3. Use credit cards from MBNA, Wachovia and Fleet.
Credit card consumption abroad, the United States, VISA/ MasterCard network charges 1%, which is inevitable. On this basis, foreign exchange transaction fees are generally charged, but MBNA, Capital One, Wachovia and Fleet do not.
Use traveler's checks
This method is suitable for travelers themselves. It may be free to buy traveler's checks at the bank. AAA members can buy them at AAA for free. There is a handling fee of 0.75% for cashing traveler's checks in banks in China.
Use western union remittance
This method is the fastest, and you can withdraw money within 1 hour, but the handling fee is high. The payee draws money from the Agricultural Bank of China or the post office with his ID card and reference code.