The two-year fixed interest rate is 4.4%
400,000*4.4%=17,600
The premise is that you must deposit a 2-year fixed deposit, which can only be made after maturity extract.
It is recommended to save money in two parts to maximize the interest rate.
The following is an interest rate table for reference:
Item
Annual interest rate (%)
1. Deposits of urban and rural residents and entities< /p>
(1) Current payment 0.50
(2) Fixed term
1. Whole deposit and withdrawal
3.10 for three months
Half year 3.30
One year 3.50
Two years 4.40
Three years 5.00
Five years 5.50
< p>2. Partial deposits and lump sum withdrawals, lump sum withdrawals and principal deposits and interest withdrawalsOne year 3.10
Three years 3.30
Five years 3.50
p>
3. Fixed deposit and deposit will be discounted at 40% off at the same level of interest rate for regular deposits and withdrawals within one year
2. Agreement deposit 1.31
3. Notice deposit.
0.95 for one day
1.49 for seven days