The process of purchasing foreign exchange is as follows: 1. I bring my valid ID card to the bank to open a foreign exchange trading account, sign a personal firm foreign exchange trading agreement, deposit foreign exchange, or transfer the existing cash account deposit to a bank that offers personal foreign exchange trading business; Handle the account opening procedures for online transactions and telephone entrusted transactions.

2. If over-the-counter transactions are adopted, there is no limit on the initial amount of accounts opened by Bank of China and Bank of Communications, and the initial amount of accounts opened by Industrial and Commercial Bank of China and China Construction Bank is USD 50; For telephone transactions, the starting amount for opening an account for Bank of Communications is USD 300 equivalent in foreign currency, and that for ICBC is USD 100 equivalent in foreign currency.