1, bonds, bonds can be divided into national bonds and corporate bonds. Although corporate bonds have higher returns than treasury bonds, investors should pay attention to the reputation, operating conditions and repayment ability of enterprises, so the investment will be greatly reduced. Therefore, people prefer treasury bonds, which are issued with high attributes and can win the trust of investors. In addition, the return of national debt is higher than that of savings.
2, foreign exchange, foreign exchange is to buy and sell a foreign currency as a commodity, earn exchange rate difference, foreign exchange transactions are divided into foreign exchange firm trading and foreign exchange margin trading, foreign exchange firm trading can be carried out in major foreign exchange banks in China, foreign exchange margin trading through international dealers.
3. Stock is a kind of financial investment that we are all familiar with, and it is traded in the professional securities market as the capital certificate of an enterprise. There are two ways for investors to make profits, one is to enjoy the dividend of enterprise operation, and the other is to strive for the market price difference. Stock is a high-yield investment. Speculation requires investors to have quite professional financial knowledge, accumulate investment skills and improve their analytical ability.
4. Insurance. There are many types of insurance, such as life insurance, medical insurance, critical illness insurance and accident insurance. Everyone can choose one or several types of insurance for themselves according to their actual situation. As a conservative financial investment, insurance can only play a role of protection, but not value-added.
5, gold, gold is a financial hard currency, as the saying goes, Shi Sheng collects gold in troubled times, which shows the importance of gold as a financial attribute.