Foreign exchange structured products are products that achieve higher investment returns on the premise that customers voluntarily bear certain risks. Generally speaking, taking half-year dollar products as an example, the income is about 3% or more (tax-free); The pre-tax income of the corresponding half-year US dollar deposit is 2.3750%, and the interest tax is deducted by 20%.

Capital preservation: structured deposits are usually guaranteed by 100% of the principal, and the risk borne by customers is only possible interest loss, and there will be no principal loss.

Poor liquidity: structured deposits have poor liquidity, and customers are not allowed to withdraw the principal in advance during the structured deposits. Therefore, customers need to pay attention to the problem of capital flow when investing.

This product is suitable for customers who have high income requirements, have a certain understanding of the trend of foreign exchange rate and interest rate, and have the ability to bear certain risks.

It is a product transaction that combines fixed income products and options. Through the combination of options and fixed-income products, the investment income of structured products has a linkage effect with the price fluctuation of related assets linked to the target, which can achieve the function of capital preservation or higher return on investment to a certain extent.