1. How to exchange dollars:
1. Go to a bank with a foreign exchange agent. Generally speaking, we can handle this business from five major banks (construction, etc.). ).) What we are familiar with (except for small branches). 2. Bring relevant documents. Such as household registration book, passport, etc. There is a limit to the amount that each person can exchange each year. If the exchange amount is large, you can ask your family to exchange it for you. 3. If the exchange amount is large, you need to make an appointment. Every bank will have a certain amount of foreign exchange reserves, but if you need a lot of foreign exchange, you may not have that much. You need to adjust from another line. 4. Online banking (mobile banking) can be exchanged. Open the online banking page, usually in personal finance (foreign exchange) and the like. Different banks have different pages. Follow the steps. Foreign exchange speculation can also be conducted through online banking. Online banking (mobile banking) can charge the bank for converted US dollars. Because of online operation, of course, there is no physical object. But in consumption, it can be used. You don't need to change a lot of dollars to go abroad for a short time. Like the five major cards, many countries in the world can swipe their cards. Like some similar transfer businesses, you can use domestic cards.
Two. Precautions for converting US dollars:
1. Select a bank. Due to the fluctuation of exchange rate, the foreign exchange quotations of banks are also fluctuating, and there will be some differences in prices. Therefore, before the exchange, you can compare the exchange rates of various banks in advance and choose the most suitable bank for exchange.
2. Prepare your ID card or household registration book. You need to bring your ID card or household registration book to exchange foreign exchange, but not all outlets undertake exchange business. Bank outlets that can exchange foreign exchange will have green currency exchange signs. If you are not sure, you can ask the staff.
3. Pay attention to the exchange amount. At present, the domestic foreign exchange quota is at most 50 thousand dollars per person per year or other forms of foreign currency. If it exceeds the limit, you need to go through some special application procedures. Of course, you can also exchange the number of patients.
You can go to ICBC, China Construction Bank, Bank of China, Bank of Communications and Agricultural Bank to exchange US dollars for RMB, or you can go to foreign exchange banks such as China Merchants Bank, Shanghai Pudong Development Bank, China Everbright Bank and China CITIC Bank.