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Foreign exchange is justified.
Suddenly I don't know what to say. You are as confused as I was a few years ago, but I'll give you a bottom line first. Although ABC makes you uneasy now, you may have a bright future in any workplace. Let me start with myself. I'm not a finance major. I bought Zhonghua for my dad in the first month when I entered the Agricultural Bank of China. I have no money to go shopping with my girlfriend. Even McDonald's didn't dare to go in, because I bought coke and couldn't even pay the bicycle parking fee. However, through our own efforts, the annual salary100000 in the last two years is not a big problem. It is very satisfying to know that I am an employee of a branch company in the provincial capital city recently. Anyway, I think Beijing branch will be better than our village.

1, say the benefits first. Bank wages are divided into basic wages and benefit wages, both of which make money by benefit wages. Banks also belong to enterprises, and it is impossible without benefits, so if you can bring benefits to banks, you can bring income to yourself. Even tellers can make money! For example, retail investors and self-employed individuals who pull deposits are small in scale. If you can get to know or attract some big corporate customers, their deposits can bring you rich returns. If you think there is something wrong with this, there are other aspects, such as marketing various wealth management products of the bank to customers (fund insurance sold by Huilifeng Benlifeng of Agricultural Bank of China), such as marketing online banking, telephone banking, bank transfer, VIP cards and credit cards of the bank, which are all profit points.

As for the housing subsidy you mentioned, you don't need to consider so much for the time being. After all, ABC's five insurances and one gold (or three insurances and one gold) are all complete. It is said that 17% of your salary is spent on this, and then the unit will help you pay twice as much as 17%. I'm not sure about this, but it's more stable than some private enterprises.

3. Historically, the ranking of the four state-owned banks should be the construction of agriculture, industry and commerce in China. It's just that there are some excellent ICBC in Beijing market, and CCB focuses on high-end customers, so ABC, which serves agriculture, rural areas and farmers, has a slight disadvantage. But now the Agricultural Bank of China also attaches great importance to the development of VIP customers. The Golden Key Financial Center and the Wealth Center are booming, so if you are interested, you can apply for several certificates first: the first anti-counterfeiting qualification certificate works in the bank, and the indispensable second agent insurance qualification certificate is sold by the bank. Red insurance is very popular in the financial crisis, which is a very high income point. Third, the securities qualification certificate is very important as a financial worker's system. I don't need to tell you, the fourth financial planner. Now the head office in Beijing seems to be the boss of the personal business department. Zhu is always transferred from Guangxi branch. I have been fortunate enough to attend several of her video conferences. Now the head office attaches great importance to financial planners. Technically, I call it a. FP level is higher than CFP level. Don't worry about the exam, and slowly accumulate knowledge. After all, after a year or two, most bank employees start with front desk tellers.

Being a bank employee, especially based on your own personality, is a successful step as long as you are brave! Because whether you are facing the teacher who introduced you, or your older colleagues, leaders and customers, don't be timid! Just face it bravely and let everyone think that you are a generous and decent girl! Bank employees must face customers, and to do this, it is a good start to hone themselves from the basic front desk ~ ~

5. One more question. I have to mention that China has a traditional wine culture. Many smart and capable women may not meet social parties. You don't have to be afraid to do it naturally, but you can't force yourself. Or you get far less work than you lose. If you lose yourself at work, the fun of life will be gone ~ ~

6. In the final analysis, it is not what kind of road is good for the development of ABC, but what kind of road is more suitable for you. Administration may inevitably involve your performance and interpersonal relationships, so you have to be careful whether anyone will be jealous of your performance and your low-key ability, so whether you will get used to your income ~ so this is not clear.

Feel free to leave me a message if you have any questions. If it's inconvenient, you can also leave me an email address or MSN Q number.

Work hard and don't be so confused.