However, according to my experience in online banking transfer, if large and small payment systems are connected between account banks, the computer processing speed will be very fast, that is, the time of network speed; However, if you take money order or surface mail, etc. , which will be transmitted manually in the background. Bank of Communications stipulates that all transfer applications submitted before 16 o'clock every day will be processed on the same day, and those submitted after 16 o'clock will be processed on the next working day. However, this is only a bank with an account in China Bank, not the account of the other bank. China Bank needs to keep an account, and the other party may not see it until tomorrow. Generally, the bank needs 2.3 times of verification and confirmation, and catching up with holidays may be delayed. In addition, it is generally less than 50,000 yuan, which may not require much review.