The first step in the risk management process is risk identification. \x0d\ The basic procedures of risk management include risk identification, risk estimation, risk evaluation, risk control and risk management effect evaluation. \x0d\ 1。 Risk Identification \x0d\ Risk Identification: It is a process that economic units and individuals judge, classify and sort out the risks and potential risks they face, and identify the nature of risks. \x0d\ 2。 Risk estimation \x0d\ Risk estimation: On the basis of risk identification, by analyzing a large number of detailed loss data collected, the probability and loss degree of risks are estimated and predicted by using probability theory and mathematical statistics. The contents of risk assessment mainly include loss frequency and loss degree. \x0d\ 3。 Risk management methods \x0d\ Risk management methods can be divided into two categories: control methods and financial methods. The former aims at reducing the frequency and degree of losses, focusing on changing various situations that cause risk accidents and expand losses; The latter is to make financial arrangements in advance to absorb the risk cost. \x0d\ 4。 Risk management effect evaluation \x0d\ Risk management effect evaluation is to analyze and compare the results of the implemented risk management methods with the expected goals, so as to judge the scientificity, adaptability and profitability of the management scheme.