Personal securities investment foreign exchange accounts shall not access foreign currency cash.
2. Other domestic branches of China Bank Co., Ltd. (hereinafter referred to as domestic branches of China Bank), after signing a cooperation agreement with bank of tianjin, can witness the opening of a foreign exchange account for personal securities investment in bank of tianjin and receive the application materials for opening an account as an agent of BOC International Securities.
3. Investors should open a securities agency account with BOC International. Bank of tianjin is responsible for witnessing the opening documents of BOC International's securities agency account and forwarding the application materials to BOC International. BOC International opened securities agency accounts for investors in accordance with the laws and regulations of the Hong Kong Special Administrative Region based on the materials transferred by Bank of China in Tianjin.
4. When Tianjin investors handle the procedures of opening an account and witnessing the opening of an account under securities investment, the account opening voucher shall be kept for five years after the account is closed. Bank of tianjin should improve the differentiated management of accounts as soon as possible and set up independent accounting subjects.
(2) Remittance of investment funds
1. If you invest in your own foreign exchange, you should transfer the investment funds to my personal securities investment foreign exchange account opened in Tianjin China Bank. The purchase of investment foreign exchange shall be handled through the domestic branches of Bank of China and Bank of China, and the purchased foreign exchange shall be directly remitted to the personal securities investment foreign exchange account. The bank selling foreign exchange shall handle the sale of foreign exchange with the valid identity certificate provided by the investor and the account opening certificate of personal securities investment foreign exchange account of Tianjin China Bank.
China Bank Tianjin Branch should strictly distinguish the sources of investment funds. Investment funds transferred from investors' domestic personal foreign exchange savings accounts are regarded as their own foreign exchange investments.
2. The purchase of foreign exchange under securities investment shall be handled through the personal foreign exchange settlement and sale management information system. Banks selling foreign exchange shall truthfully, accurately and completely enter relevant information, fill in "foreign exchange financing" for the types of foreign exchange purchased, and indicate the words "overseas securities investment is not included in the annual total" in the remarks column, and keep relevant materials for 5 years for future reference.
(3) Trading and liquidation
1. Investors investing in overseas securities shall deposit corresponding funds or securities in their personal securities investment foreign exchange accounts or securities agency accounts. BOC International shall not provide investors with financing, securities lending, overseas fund access and securities re-custody services.
2. BOC Tianjin handles the receipt and payment of foreign exchange accounts of individual investors' securities investment according to the detailed list of investors' securities transactions submitted by BOC International, and makes fund settlement with BOC International.
(four) the extraction and settlement of investment funds
1. If you invest in your own foreign exchange, your principal should be transferred back to your personal foreign exchange savings account in China. If it is necessary to settle foreign exchange, it shall be handled in accordance with the relevant provisions of the Measures for the Administration of Personal Foreign Exchange.
Investment income and foreign exchange purchase investment principal can be transferred back to my personal foreign exchange savings account in China or directly settled in my personal securities investment foreign exchange account. The funds directly settled in the foreign exchange account of personal securities investment are not included in the total annual personal foreign exchange settlement, and the settlement of funds in the personal foreign exchange savings account shall be handled in accordance with the relevant provisions of the Measures for the Administration of Personal Foreign Exchange.
2. When an investor handles the settlement of investment income and foreign exchange purchase investment principal, the balance of his personal securities investment foreign exchange account after settlement shall not be lower than the balance of his own foreign exchange investment principal. When handling the fund settlement of personal securities investment foreign exchange account in bank of tianjin, it shall be handled through the personal foreign exchange settlement and sale management information system, and the relevant information shall be truly, accurately and completely entered. The nature of settlement funds should be filled in as "securities investment", and the words "overseas securities investment is not included in the annual total" should be indicated in the remarks column, and relevant information should be kept for 5 years for future reference.
(5) Close the household
Investors who apply for account cancellation should first cancel the securities agency account opened by the account in BOC International, and then cancel the personal securities investment foreign exchange account opened by the account in BOC Tianjin. The remaining foreign exchange funds in the foreign exchange account of individual securities investment shall be transferred to the personal foreign exchange savings account in China or settled in accordance with the provisions of Article 4 of this scheme.
(6) Anti-money laundering report
Domestic branches of Bank of China and Bank of China shall submit relevant materials in accordance with the Anti-Money Laundering Law of People's Republic of China (PRC) and relevant provisions of the People's Bank of China on anti-money laundering.
(7) statistical declaration of balance of payments
1. Cross-border fund receipt and payment of overseas securities investment in personal securities investment foreign exchange account of Bank of China Tianjin Branch with BOC International as the reporting entity. Bank of tianjin should handle the indirect declaration of balance of payments statistics on behalf of BOC International in accordance with the relevant provisions of the declaration of balance of payments statistics.
2. bank of tianjin shall, in accordance with the relevant provisions of the Measures for the Declaration of Balance of Payments Statistics and its detailed rules for implementation, make statistics on the stock changes caused by securities investment in the format listed in Schedule 3, and report to Tianjin Branch of the State Administration of Foreign Exchange.
(8) Report statistics and regulatory requirements
1. BOC Tianjin shall submit relevant business statistics to the Tianjin Branch of the State Administration of Foreign Exchange on the third working day of each month (see Annex for samples). Tianjin Branch of the State Administration of Foreign Exchange shall submit it to the State Administration of Foreign Exchange within five working days at the beginning of each month.
2. BOC International shall timely count the relevant information of domestic individuals' direct investment in overseas securities, and submit large and suspicious transactions to Tianjin Branch of the State Administration of Foreign Exchange through BOC Tianjin.
3. BOC Tianjin shall clearly stipulate in the business cooperation agreement signed with BOC International that BOC International shall handle the direct investment of domestic individuals in overseas securities business in strict accordance with the relevant requirements of this Scheme.
4. The State Administration of Foreign Exchange and its branches shall strengthen the supervision of domestic branches of China Bank and China Bank in handling domestic individuals' direct investment in overseas securities business, and conduct on-site inspections regularly or irregularly. In violation of the relevant provisions of this plan, it shall be handled in accordance with the Regulations of People's Republic of China (PRC) Municipality on Foreign Exchange Control and other relevant provisions.
Fourth, risk control.
(1) Adhere to the principle that investors bear their own risks. Bank of tianjin and BOC International should strengthen investor education, fully reveal investment risks to investors, and make investors form a sense of taking risks at their own risk.
(2) Strengthen risk control and effectively protect the interests of investors. Bank of Tianjin and Bank of China International should establish and improve the internal risk control system, take effective measures to prevent and control risks and protect the legitimate rights and interests of investors.
(3) Ensure the closed operation of foreign exchange funds. Cross-border funds used by investors for securities investment can only be received and paid between Bank of China Tianjin Branch and BOC International, and may not be transferred to a third party or accessed abroad, so as to prevent other foreign exchange funds at home and abroad from mixing with cross-border flows of securities investment funds.
(four) adhere to the principle of real trading background. Personal securities investment funds in foreign exchange accounts should be really used for overseas securities investment. The settlement of securities trading funds must be based on the actual trading list of securities.
(five) adhere to the principle of cash and cash transactions. Domestic individuals directly investing in overseas securities must be based on sufficient foreign exchange in the capital account or securities in the securities account, and strictly put an end to margin financing and securities lending.
(6) Strict foreign exchange management. Strict fund transfer and settlement management will prevent investors from evading the annual total management of individual settlement through this channel.