The Measures for the Administration of Customer Identification and Transaction Records Preservation of Financial Institutions has corresponding provisions:

Article 29 Financial institutions shall keep customer identity information and transaction records according to the following time limits:

(1) Customer identity information shall be kept for at least 5 years from the year when the business relationship ends or the year when the one-time transaction is recorded.

(2) The transaction records shall be kept for at least 5 years from the year when the transaction is recorded.

The Measures for the Administration of Customer Identification and Customer Identity Data and Transaction Records of Financial Institutions (hereinafter referred to as the Measures) is to prevent money laundering and terrorist financing activities, standardize customer identification, customer identity data and transaction records of financial institutions, and maintain financial order.

According to People's Republic of China (PRC) Anti-Money Laundering Law and other laws and administrative regulations, it was formulated by the People's Bank of China (hereinafter referred to as PBOC), China Banking Regulatory Commission (hereinafter referred to as CBRC), China Securities Regulatory Commission (hereinafter referred to as CSRC) and China Insurance Regulatory Commission (hereinafter referred to as CIRC) in June 2007.

Extended information "Administrative Measures for Customer Identification and Transaction Records Preservation of Financial Institutions"

Article 8 When commercial banks, rural cooperative banks, urban credit cooperatives, rural credit cooperatives and other financial institutions handle cash deposit and withdrawal business of RMB 50,000 yuan or more or the equivalent of US$ 65,438+RMB 0,000 yuan for natural person customers, they shall check their valid identity documents or other identity documents.

Article 9 When providing safe deposit box services, financial institutions should know the actual users of safe deposit boxes.

Article 10 When policy banks, commercial banks, rural cooperative banks, urban credit cooperatives, rural credit cooperatives and other financial institutions and institutions engaged in remittance business remit funds abroad for customers, they shall register the name, account number and domicile of the remitter and the name and domicile of the payee, keep the above information in remittance vouchers or related information systems, and provide the remitter's name, account number and domicile to overseas institutions that receive remittances.

If the remitter has not opened an account with the financial institution and the financial institution is unable to register the remitter's account number, it can register and provide other relevant information to the overseas institution that receives the remittance to ensure that the transaction can be tracked and audited. If the domicile of the overseas payee is unclear, the financial institution may register the name of the location of the overseas institution that receives the remittance.

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