Similarities between the websites of the four major banks:
1. It also has modules such as deposit business, settlement business and securities business system.
2. With the help of the "online banking" module, the Internet is used as the transmission medium to provide individual customers and corporate customers with financial services such as account inquiry, bank transaction, account status management, personalized customization and customer communication. Customers can handle inquiries, transfers and payments through online banking.
3. With the "customer service" module and simple and fast service platform, we can provide you with personalized and humanized comprehensive financial and self-help services, which will make you more free and handy when using online banking.
4. Have an "information retrieval system" to provide convenient and quick query service on the Internet. You can query according to classification and keywords, and you can also conduct full-text retrieval based on full-text content.
Support complex combination retrieval of arbitrary fields; Support Chinese and English mixed retrieval; Support intelligent fuzzy retrieval.
5. The "credit card" business integrates many functions such as cash deposit and withdrawal, transfer settlement, shopping and consumption, collection and payment, local and foreign currency deposits, time demand deposits, call deposits, lump-sum deposits and withdrawals, bank-securities transfer, bank-securities exchange (A and B shares), open-end fund and national debt transactions, foreign exchange firm transactions, consumer loans and so on, and is an ideal tool for personal comprehensive financial management. etc
The functions of online banking are different:
Commercial bank: 1. With the help of the "online shopping mall" module, a virtual shopping mall is established on the network, which avoids the tedious process of selecting goods and makes your shopping process easy, fast and convenient, which is very suitable for the fast-paced life of modern people. At the same time, it can effectively control the operating costs of "shopping malls" and open up new sales channels. 2. Have an "online donation" module to complete fund donation through online payment. 3. The "online securities" module can be used to buy and sell A shares and B shares in Shenzhen and Shanghai, as well as related transactions such as expenditure, subscription and redemption of funds and government bonds. This function not only has the rapidity of brokerage trading system, but also integrates banking services and securities services, realizing the integrated management of multi-account financial management for customers. 4. Through the "online foreign exchange market" module, you can participate in the global foreign exchange market transactions in real time, and you can also conduct various entrusted transactions (including stop loss, profit and two-way entrustment). At the same time, you can also query transaction details, exchange rates and various foreign exchange market information. 5. "Online insurance" module, developing insurance agency business and so on. Fund donation. 3. The online securities module can be used to buy and sell A shares and B shares in Shenzhen and Shanghai stock exchanges, as well as related transactions such as expenditure, subscription and redemption of funds and government bonds. This function not only has the rapidity of brokerage trading system, but also integrates banking services and securities services, realizing the integrated management of multi-account financial management for customers. 4. Through the "online foreign exchange market" module, you can participate in the global foreign exchange market transactions in real time, and you can also conduct various entrusted transactions (including stop loss, profit and two-way entrustment). At the same time, you can also query transaction details, exchange rates and various foreign exchange market information. 5. "Online insurance" module, developing insurance agency business and so on.
Bank of China: "Credit business" has all the rights to engage in RMB credit and foreign exchange credit business. Bank credit is an economic activity in which banks temporarily lend self-raised funds to enterprises and institutions and recover them at a certain interest within the agreed time.
Agricultural Bank of China: "Financial Supermarket" is a brand-new open one-stop financial service model which is market-oriented, customer-oriented and integrates financial products. "Financial Supermarket" module has greatly improved the efficiency of financial services, met the diversified financial needs of customers and won wide acclaim from customers. China Agricultural Bank "Financial Supermarket" strives to interpret the "customer-centered" business philosophy of China Agricultural Bank with its fully functional products, convenient and fast service, friendly business communication environment and elegant and harmonious boutique network image.