In the era of continuous progress, the frequency of job responsibilities is on the rise, and job responsibilities are the basis of organizational assessment. Want to learn to formulate job responsibilities but don't know who to consult? The following is the job responsibilities of the bank teller I sorted out for you. Welcome to read, I hope you will like it.
Job responsibilities of bank tellers 1 1. Exercise the duties of ordinary teller, preside over the counter business of human customers, do a good job in savings accounting, counter sales and customer service, and ensure the normal and orderly development of the work in charge.
2. Ensure that the recorded daily accounts are in trial balance at the end of the day (day by day) and the accounts are consistent.
3. Keep the No.2 official seal of the business, No.2 official seal of the office and the key of this counter properly. Be responsible for keeping and using all kinds of registration books of this position to ensure that the registration is clear and the content is complete.
4. Collect the fund information of major private customers, report to the person in charge of the branch in time, establish communication with customers, and pay attention to the fund transactions of customers.
5, do a good job of the counter damaged cash on the hour, after passing the lead teller gather together (volume).
6. Actively carry out quality service work, provide differentiated services for customers, and create zero effective complaints.
7. Adhere to business compliance and strictly prevent and control business risks.
8. Responsible for managing the maintenance of my office facilities, supplies and appliances and all related work in the office responsibility area.
9. Strive to complete the work assessment target approved by the sub-branch.
10, and his work is assigned by the teller supervisor and supervisor.
1 1, a part-time safety officer, is responsible for opening the life door, checking whether it is closed in time, registering the safety officer register every day, keeping and maintaining the safety equipment of the branch, checking potential safety hazards at the end of business every day, and turning off the power supply and fire source.
12, responsible for the custody of important items such as investment gold bars samples, and put them in the safe after the daily business.
Job responsibilities of bank teller 2 1. Cashier: Daily work is mainly engaged in checking various cash businesses, counting small bills, counting large amounts of cash, etc. It is usually held by a newcomer, which is the basis for continuing to work at other counters.
2. Ordinary teller: engaged in all kinds of counter business, including handling all kinds of public and private business. Check and settle the accounts of the day. Is the kindest counter staff in the bank.
3. Chief teller (accounting supervisor): mainly responsible for checking, supervising and auditing all kinds of accounts of ordinary tellers on that day. Explain the process of counter business, check and supervise the implementation of bank rules and regulations. Sometimes they also deal with specific business.
4. Low counter teller (or counter opener): set in some large business outlets with comprehensive business. Counter staff mainly responsible for personal consumption loans, personal housing loans, personal finance (fund business, bank insurance agency business) and other non-cash businesses. This kind of teller has higher requirements, and must have certain basic knowledge and skills of personal loans and personal financial management knowledge.
5. Lobby Manager: Usually responsible for publicizing banking business, guiding different types of customers, answering customers' various business inquiries, and mediating and mediating disputes and contradictions between bank staff and customers. Usually by bank employees with long working experience, sometimes by the person in charge of bank outlets.
Responsibilities of bank teller 3 1. Handle foreign deposit and withdrawal and interest-bearing business, including computer bookkeeping, printing vouchers, passbooks and certificates of deposit, and receiving and paying cash.
2, bank teller fingerprint authentication, etc. ;
3. Handle the settlement and custody of business cash, and register the teller's cash register;
4. Handle the receipt and custody of important blank vouchers and valuable documents such as business certificates of deposit, passbooks, and register important blank vouchers and valuable documents;
5. Be responsible for various business seals and personal seals of this counter;
6. Roll over counter accounts, print bills, clean up important blank vouchers and valuable documents for checking cash and balance on duty, check business seals, seal boxes with * * * under the supervision of comprehensive tellers, handle handover procedures, and hand over accounting materials such as vouchers to comprehensive tellers.
Responsibilities of bank teller 4 1. Receive, register and keep valuable documents and important blank vouchers of the savings office, and handle the collection and delivery of all tellers;
2. Responsible for the internal adjustment of cash for teller business and the receipt and payment of cash in savings office, and register;
3. Handle internal transactions with the accounting department of the jurisdiction bank;
4. Supervise tellers to handle special business such as loss reporting, inquiry, collection, freezing and confiscation of savings, and handle annual interest settlement of savings offices;
5. Supervise the teller's work shift to roll accounts;
6. Identification and control of scientific and technological risks of banks:
7. Handle savings accounts, reconcile accounts, and prepare vouchers and daily reports; Print the daily report of the savings office, and regularly print the general ledger, subsidiary ledger, deposit account subsidiary ledger and off-balance sheet account register; Back up data and print, bind and keep accounting data such as accounts, tables and books, and be responsible for handing over the original vouchers, accounts, tables and backup disks to the post supervisor;
8. Prepare business day, month, quarter and annual reports.
The job responsibilities of a bank teller. Responsibilities of Tellers at Benfu Village Bank in Huaiyuan, Anhui Province
Two, the teller to handle cash receipts and payments, must adhere to the "first payment after income.
Bookkeeping, cash payment after bookkeeping "principle, teller cash vertical handover, must be put in storage between shifts. When accepting business, we must carefully examine the elements of the voucher and insist on folding the corner.
III. Tellers must handle all kinds of business in strict accordance with the operation flow of "Integrated Business System" to ensure timely and accurate bookkeeping.
Four, tellers should handle business in strict accordance with the authority, it is forbidden to operate beyond the authority, to handle large business.
Job responsibilities of bank tellers Article 6 Main work contents:
Have human customer counter business, do a good job in savings accounting, counter sales and customer service, and master payment and settlement, account management, cash management and cash cashier system; Have relevant professional skills, preferably relevant certificates, such as business skills expert certificate, CFA, CPA and other professional certificates; "
Responsibilities of the authorized teller of the bank:
1. Implement national financial laws, regulations and systems, strengthen counter audit and supervision, be responsible for the receipt and payment, exchange, whole hour, transportation and storage of local and foreign currency cash and valuable documents, recover and exchange damaged banknotes, reasonably calculate cash positions on hand and ensure external payment. Do a good job in the publicity activities and anti-counterfeiting work of caring for RMB. Actively promote and recommend customers to use transfer payment as much as possible to reduce cash transactions.
2. Conscientiously implement the real-name registration system registration principle, and do not open anonymous accounts or pseudonyms for customers. When an individual customer applies for opening a settlement deposit account, he must be required to show his identity document and register his name and number on the identity document; When opening a personal deposit account on behalf of others, they shall be required to produce the identity documents of the principal and the agent for verification, and register their names and numbers on the identity documents of the principal and the agent. Establish and improve personal customer information data files, and fully grasp the depositor's name, ID number, residence, occupation, economic income, family status and other information. Verify the identity of all customers who apply for financial services from this institution, check the real identity information of customers, and do not provide financial services to unidentified customers.
3. Follow the principle of "voluntary deposit, free withdrawal, interest-bearing deposit and confidentiality for depositors". Be responsible for saving, credit cards, personal loans and other businesses, handle personal foreign currency business in accordance with the relevant provisions on foreign currency savings, pay attention to the signs of banknotes and remittances, and ensure the correct handling of funds and businesses.
4. According to the entrustment agreement, transfer the money to be paid or withheld to or from the designated account in the form of transfer.
5. Acting as an agent for treasury bonds, funds, gold, three-party depository, foreign exchange trading and other businesses, opening or handling related businesses for customers according to the requirements of real-name registration system, and increasing investment channels for customers. Handling personnel should establish a customer identity registration system according to people's laws and regulations and the principle of "know your customer".
6. The acceptance of various businesses shall strictly implement financial regulations and policies. Collect large and suspicious payment transaction information, and the information that meets the conditions for submission should be entered into the system in time or submitted through the liaison officer.
Specific description:
1. Insist on cash income and collect money before bookkeeping; Cash payment, first charge to an account and then pay; Face-to-face, clear at a glance, stamp confirmation, clear at a glance, strict Nissin day settlement.
Cash receipts and payments of more than 22,000 yuan shall be rechecked by substitution on the spot, and cash receipts and payments of more than 50,000 yuan shall be approved and filed in accordance with the provisions of the People's Bank of China; Handling a single personal deposit business with the amount of RMB 200,000 or the equivalent of USD 654.38+0,000 (inclusive) or the same depositor's deposit of RMB 654.38+0,000 (inclusive) on the same day, and extracting the depositor's identity certificate; When handling personal withdrawal business, RMB 50,000 yuan, equivalent to more than USD 654.38+0,000 (inclusive), will be withdrawn at one time. The payee will provide the identity certificate and the business supervisor will review it. Others must also provide the identity certificate of the agent for handling large deposit and withdrawal business.
3 to produce documents, do a good job in anti-counterfeiting publicity, guidance and collection. Do a good job in the exchange of broken banknotes and the picky work of broken banknotes; Do a good job of collecting valuable documents to ensure that the accounts are consistent with the facts; Standardize the requirements for cash write-off and strictly implement the error reporting system; Strictly implement the system of two people unpacking at the same time; When transporting cash, strictly hand over the formalities and complete the accounting treatment in time; Handling cash business must be within the scope of video surveillance; If it is a receipt filled out by a customer, the contents of the receipt should be reviewed. If it is an exemption receipt, the customer must be asked to sign for confirmation.
Non-cash main tasks:
1. Financial regulations and policies shall be strictly implemented in the acceptance of various businesses. Collect large and suspicious payment transaction information, and the information that meets the conditions for submission should be entered into the system in time or submitted through the liaison officer. According to the account management regulations of the People's Bank of China, settlement accounts of various units should be opened after the account opening materials are submitted to the regulatory review. After the RMB account is successfully opened, the information should be reported to the account administrator in time and entered into the people's account management system. Changes in the account information of the account opening unit shall be reported to the people for approval or filing as required.
2. Carefully review the authenticity, validity, rationality and legality of bills and vouchers. The audit contents include: bill amount; Date; Name of payee (payer); Signature; The number and pressure of steganography that should be written on endorsements and vouchers; Whether the voucher is misused, wrongly filled, forged or altered; Whether the loan voucher has been reviewed and signed by the owner; Whether the contents, copies and attachments of the voucher are complete, etc.
3. For the acceptance of large-sum funds in and out, we must insist on the signature of branches and implement double hotline contact.
4. The public private deposit business must be handled in accordance with the national cash management measures, and the certification documents issued by the company shall be examined and approved by the competent person in accordance with the large-sum examination and approval measures.
5. Standardize the transfer and handover procedures of bills and vouchers.
6. Adhere to the principle of being responsible for auditing and sealing, affix the name and seal of the agent on the audited bill voucher, and clarify the responsibilities.
7. The business seal must comply with the regulations: the transfer business uses the transfer seal; The liquidation chapter is used to present debit vouchers; The business acceptance seal is used to issue credit certificates, receipts, etc.
8. The bookkeeping audit of business must select the correct transaction code to input business information according to the legal and valid original vouchers or texts within the business scope of the Bank and the system operation regulations. For bad debts, off-balance-sheet accounts, memorandum accounts and businesses that need to be checked frequently, detailed summaries must be entered. After entering the business information, the system carries out accounting treatment according to the transaction code. Accounting treatment with special pictures must be carried out with special pictures; If there is no special screen, the original voucher will be audited by the authorized person and entered through the general transaction set of bookkeeping according to the transfer relationship. Business processing sequence: fund transfer, first receipt and then bookkeeping, fund transfer and payment, first bookkeeping and then posting; In the transfer business, the debit is recorded first and then the credit is recorded, and the bills of other banks are collected and properly recorded.
9. Special business operations such as freezing or unfreezing funds, temporarily sealing or unsealing accounts, setting permissions, modifying generated accounting information, printing transactions, adjusting accumulated amounts, adjusting interest rates, adjusting start and end dates, etc. must be carried out with the operation task book issued by the accounting supervisor and approved by the authorized person.
10. Handling of incorrect bookkeeping: When the bookkeeping data entered on the same day is incorrect, the bookkeeping supervisor shall erase it according to the serial number. The inter-agency write-off business in the system is initiated by the original business and handled by the accounting supervisor. If the wrong account is charged every other day and the wrong account is charged in the new year, a wrong account charge summons must be filled in, which will be handled by the charge of accounting. When you enter a voucher for write-off of wrong account, you must enter the offset content and the date of wrong account. This year's wrong account was written in red letters in the same direction, and last year's wrong account was written in blue letters in the opposite direction.
1 1. Responsible for the sales, storage, registration and verification of vouchers.
12. Check the signatures and seals of the drawer (acceptor), drawer (applicant) and the final endorser of this bill to ensure that the above signatures are consistent with the reserved seal; Be responsible for reviewing and printing the special seal for this bill of exchange, and ensure that the above signature is consistent with the relevant seal.
13. When leaving temporarily, the business terminal must be temporarily cancelled, and the voucher and business seal box must be locked; Passwords shall not be disclosed and modified regularly.
14. Be responsible for checking exchange code information, checking exchange suggestions, withdrawing and clearing funds, and collecting and recording bills for the next day.
15. Responsible for publishing the modern payment receipt business submitted by customers, posting the modern payment receipt business, and inquiring and replying to the modern payment business. The distribution and entry of incoming accounts should ensure that all elements are correct and timely, and ensure the safety of unit funds.
16. Check whether the application for telegraphic transfer of foreign exchange remittance is complete, legible, clear in English, correct in currency symbol and consistent in case, and whether the payee account number and remittance bank address clearing code are completely filled in.
17. The collection bill has complete records, the amount in words and figures is consistent, the payee's name and endorsement are true, and the date of issue is within the validity period, which is in line with the bill collection scope.
18. Foreign currency payment vouchers must record the amount, payee's name, payee's bank name, payer's signature and other matters in words and figures.
19. Check whether the reserved seal, payee account number, account name, currency, amount and other elements of the Application for Re-issuance of Entry Certificate are complete and accurate.
20. For enterprises that have signed agency agreements with banks, the agency materials provided shall be submitted to the handling personnel for review, and the identity documents provided by the agency enterprises shall be checked. Open cards, passbooks, certificates of deposit and other accounts for them in batches according to the requirements of the specification, and pay all kinds of money for them regularly or in one lump sum according to the matters signed in the agreement under the condition of ensuring the proper arrival of funds.
2 1. Accept the clean receipt, settlement, sale and payment documents submitted by customers, and review the compliance of the documents.
22. Accounting treatment of settlement and payment of foreign exchange, entry of SWIFT statements, processing of SWIFT inquiry and reply messages, printing of exchange memo, and issuance of export verification form.
23 according to the provisions of the State Administration of Foreign Exchange on the declaration of foreign-related income and expenditure, complete the declaration of relevant information.
24. Responsible for data collection, statistical analysis, preparation and reporting of various business statements. The collection of report data requires truthfulness, timeliness and completeness.
25. Set up manual account books according to business needs, register the account books in time according to legal and valid vouchers, and settle the balance daily, with complete contents, accurate figures, concise summaries and clear handwriting.
;