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Financial English

account number

depositor depositor

pay-in slip deposit slip

a deposit form deposit slip

a banding machine automatic deposit and withdrawal machine

to deposit deposit

deposit receipt deposit receipt

private deposits private deposit

certificate of deposit certificate of deposit

deposit book, passbook passbook

credit card credit card

principal principal

overdraft, overdraw overdraft

to counter sign double sign

to endorse endorsement

endorser endorser

to cash cash

to honor a cheque cash

to dishonor a cheque

to suspend payment

cheque,check

cheque book

order cheque bearer check

bearer cheque bearer check

crossed cheque horizontal check

blank cheque blank check

rubber cheque bad check

cheque stub, counterfoil stub

cash cheque cash check

traveler's cheque traveler's check

cheque for transfer transfer check

outstanding cheque unpaid check

canceled cheque paid check

forged cheque counterfeit check

Bandar's note banker's note< /p>

banker banker

president president

savings bank savings bank

Chase Bank Chase Bank

National City Bank of New York Citibank

Hongkong Shanghai Banking Corporation HSBC

Chartered Bank of India, Australia and China Macquarie Bank

Banque de I'IndoChine Credit Agricole Bank

central bank, national bank, banker's bank central bank

bank of issue, bank of circulation bank of issue currency

commercial bank commercial bank, Savings and Credit Bank

member bank, credit bank Savings and Credit Bank

discount bank discount bank

exchange bank exchange bank

requesting bank entrustment issuing bank

issuing bank, opening bank issuing bank

advising bank, notifying bank advising bank

negotiation bank negotiating bank

confirming bank confirming bank

paying bank paying bank

associate banker of collection collecting bank

consigned banker of collection entrusting bank

clearing bank clearing bank

local bank local bank

domestic bank domestic bank

overseas bank foreign bank

unincorporated bank Qianzhuang

branch bank bank branch

trustee savings bank trust savings bank

trust company trust company

financial trust financial trust company

< p> unit trust trust investment company

trust institution bank's trust department

credit department bank's credit department

commercial credit company (discount company) commercial credit company (Discount company)

neighborhood savings bank, bank of deposit street savings bank

credit union cooperative bank

credit bureau commercial credit union

< p> self-service bank unmanned bank

land bank land bank

construction bank construction bank

industrial and commercial bank industrial and commercial bank

bank of communications Bank of Communications

mutual savings bank Mutual Savings Bank

post office savings bank Post Office Savings Bank

mortgage bank, building society mortgage bank

industrial bank industrial bank

home loan bank home loan bank

reserve bank reserve bank

chartered bank chartered bank

corresponding bank correspondent bank

merchant bank, accepting bank acceptance bank

investment bank investment bank

import and export bank (EXIMBANK) import and export bank

joint venture bank joint venture bank

money shop, native bank Qianzhuang

credit cooperatives credit union

clearing house clearing house

public accounting public accounting

business accounting commercial accounting

cost accounting cost accounting

depreciation accounting depreciation accounting

computerized accounting Computerized accounting

general ledger

subsidiary ledger

cash book cash account

cash account cash account< /p>

journal, day-book journal, running account

bad debts bad debts

investment investment

surplus balance

< p> idle capital hot money

economic cycle economic cycle

economic boom economic prosperity

economic recession economic recession

economic depression economic depression< /p>

economic crisis economic crisis

economic recovery economic recovery

inflation inflation

deflation deflation

devaluation currency devaluation

revaluation currency appreciation

international balance of payment international balance of payments

favorable balance surplus

adverse balance deficit

hard currency hard currency

soft currency soft currency

international monetary system international monetary system

the purchasing power of money

money in circulation

note issue

national budget

national gross product

public bond public debt

stock, share stock

debenture bond

treasury bill treasury bill

debt chain debt chain

direct exchange direct (diagonal) arbitrage

indirect exchange indirect (triangular) arbitrage

cross rate, arbitrage rate arbitrage rate

foreign currency (exchange) reserve foreign exchange reserves

foreign exchange fluctuation foreign exchange fluctuation

foreign exchange crisis foreign exchange crisis

discount discount

discount rate, bank rate discount rate< /p>

gold reserve gold reserve

money (financial) market financial market

stock exchange stock exchange

broker broker

commission commission

bookkeeping bookkeeping

bookkeeper bookkeeper

an application form application form

bank statement

p>

letter of credit letter of credit

strong room, vault vault

equitable tax system equivalent tax system

specimen signature signature style

Banking business example

The conditions for time deposits are 6% annual interest and a deposit period of more than 6 months. As long as the amount is 1,000 yuan, we are happy to accept it.

We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a.

This letter is sent to Xinkai A copy of the time deposit No. 500 passbook with a face value of 100,000 yuan. Please check it for your payment. The face amount is equal to the sum of the old deposit you sent for exchange = discounted principal plus interest.

Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.

If the deposit is more than 100 yuan, We will gladly accept it.

We shall be glad to receive deposits of 100 yen and upward.