What is the interest rate for Treasury mortgage loans? How is interest on national debt mortgage loans calculated? A treasury bond pledge loan refers to a loan business in which the borrower pledges unexpired certificate-type treasury bonds, obtains a RMB loan from a commercial bank, and repays the principal and interest of the loan when due. Then, those who apply for a treasury bond pledge loan What is the expected annual interest rate? The expected annualized interest rate of treasury bond pledged loans is based on the expected annualized interest rate of loans of the same period and grade stipulated by the People's Bank of China. The bank will also adjust the expected annualized interest rate of loans according to the different situations of customers. The lower limit of the expected annualized interest rate of loans is the benchmark. ~ times the expected annualized interest rate, with no upper limit. Bank pledge, loan for 1 month. If the loan term is less than 6 months according to the regulations, the expected annual interest rate of the statutory loan will be determined according to 6 months; if the term is more than 6 months and less than 1 year, the expected annual interest rate of the statutory loan of 1 year will be determined. The interest rate is determined. For example, if the face value of the national debt is 100,000, if it is pledged by a bank and the loan is for 1 month, if the loan period is less than 6 months according to the regulations, the expected annualized interest rate of the 6-month legal loan will be determined. Although the maximum loan can be 90,000, but one The monthly interest payment will be 90,000*(month)=yuan. Certificate-type treasury bonds refer to treasury bonds issued by the state by filling out treasury bill receipts instead of printing physical bonds. The starting point for a certificated treasury bond pledged loan is generally 5,000 yuan, and each loan shall not exceed 90% of the face value of the collateral. In principle, the loan term of a certificated treasury bond pledged loan shall not exceed one year, and the loan term shall not exceed the maturity date of the pledged treasury bond.