1. The actual debit currency of consumption abroad trading bookkeeping account is foreign currency, which is regarded as foreign currency card management: according to the regulations of the State Administration of Foreign Exchange, multi-currency cards are not allowed to trade under the "total ban" merchant code, and the amount of a single transaction under the "amount limit" merchant code is not allowed to exceed the equivalent of US$ 5,000.
2. In consumption abroad, the daily cumulative transaction amount limit of a single card is managed, and the consumption transaction limit management is divided into product-level limit and card-level limit. The actual debit currency of consumption abroad trading account is RMB, which is regarded as RMB card limit management. At present, the product level is set to the daily cumulative limit of 654.38 yuan +0 million yuan per card; The debit currency of the actual bookkeeping account of consumption abroad trading is foreign currency, and the foreign currency limit is currently set at RMB 6,543,800+0,000 per card per day. The newly opened card directly defaults to the consumption transaction limit of its product layer. Cardholders can apply to close or adjust the card-level consumption abroad limit, and the card-level consumer transaction limit is not controlled by the product-level transaction limit.
Due to differences in business in individual regions, please consult the handling outlets or call our customer service hotline 95566 for details (please call +86 10-95566 for overseas and Hong Kong, Macao and Taiwan regions).
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
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