CCB's QR code collection rate is as low as 0.25%. In addition, the two-dimensional code collection rate of Agricultural Bank is as low as 0.20%; Ping An Bank's QR code collection rate is 0.35%; ICBC QR code collection rate: 0.3% for merchant debit card, 0.5% for our card 13 yuan and 0.5% for credit card; Bank of Communications QR code collection rate: there is no handling fee for collection and payment.

The method of opening personal bank two-dimensional code to collect money (taking China Construction Bank as an example);

1. Users who plan to open the mobile phone need to bring their mobile phones, original ID cards and bank cards to the card-opening bank outlets of CCB to register and open mobile banking.

2. After the opening of mobile banking, download and install the mobile banking APP of CCB, and authenticate the login.

3. After logging in to mobile banking, go to the home page, find the dragon payment at the top of the page, and enter the dragon payment page to see the collection.

4. Click the receipt to generate the QR code of the bank receipt.

5. The generated QR code of the bank receipt is fixed. After generation, the collection QR code of CCB can be saved to the mobile phone photo album, and the collection QR code saved by the mobile phone can be displayed directly when collecting money.