Therefore, Indian Rupee is not a convertible currency accepted by the Bank of China, nor is it fully convertible. Therefore, the bank can only accept your entrustment to go to India and change it into convertible currency, such as US dollars, remit it back to China and then change it into RMB, so it takes a long time and costs a lot. If you don't have much rupees, I suggest you don't waste time on collection.

If you choose other domestic banks to collect money, they will all transfer to China Bank, and then China Bank will collect money from abroad, so the time and cost are higher. It seems that domestic and foreign banks do not have this business at present.