2. China Merchants Bank is the first joint-stock commercial bank in China that is wholly controlled by an enterprise as a legal person. Founded on April 8, 1987, with its headquarters in Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. It was listed on the Hong Kong Stock Exchange on September 22nd, 2006. Mainly engaged in banking and financial services.
1. What is the credit card limit of China Merchants Bank? The credit card quota of China Merchants Bank is highly related to personal qualifications. There are mainly the following factors: personal conditions, the basic requirements of banks for credit card applicants are to have a fixed job and a stable income, 18 years old or older. However, if you want to apply for a higher credit card, it requires cardholders to have higher income and higher stability in their work units; The cardholder's economic conditions and financial situation are the main factors that determine the credit card limit. If you have a house, a car and a depositor in your name, the limit will be higher.
Credit card grade and limit of China Merchants Bank: Puka: 1000- 10000 yuan, and no gold card is 50,000 yuan. Gold card: 10000-50000 yuan. Because the city card only has a gold card, the amount is between 5000-50000 yuan. Platinum card: generally more than 50,000 yuan, up to more than 200,000 yuan. Unlimited card: only platinum credit card users are invited to issue cards, and the amount is the same as that of platinum cards, more than 50 thousand yuan. Personal credit conditions: the better the applicant's credit, the more he can apply for a high credit card, and the worse the credit, the opposite. Severe cases will not be able to apply for a credit card.
2. China Merchants Bank's credit card withdrawal methods mainly include: the frequency of credit card consumption, frequent use of credit cards, regardless of the amount, swiping where you can swipe your card, which will definitely help to increase the credit card quota; The amount of credit card spending, after applying for a credit card, when we swipe the credit card every month, the amount of credit card spending can be as large as possible, which will also help to increase the credit card limit; After spending by credit card, it will be phased. If the credit card applied for is low, you don't need to cancel it immediately. For users with general credit, it is not easy to get a card. The next main job is to use the credit card to achieve "three more and one less" and then apply to the bank for withdrawal. "Sanduo" refers to the number of times the card is used, the amount of consumption and the type of use; "One less" means bad habit of using the card. When you achieve the above four points, you can apply to the bank to increase the limit after using the card for 3-6 months.