There is an account called pending approval. For example, basic deposit account is an approved account. There is a period of time between the application of an enterprise to open an account in a bank and the issuance of an account opening permit by the People's Bank of China. During this period, the status of the account belongs to pending approval. Although the account in this state has information such as account number, it can't access funds. After formal approval, funds can be recorded, and normal receipt and payment business can be carried out after 3 days of approval.
I hope I can help you. If accepted, please "choose the satisfactory answer". Thank you!
Question 2: Under what circumstances will the company open an account to be verified? Foreign currency accounts include settlement accounts and accounts to be verified.
The account to be written off is opened by SAFE under the condition of foreign exchange income and export, that is to say, when the export proceeds are received, the foreign exchange is first credited to the account to be written off, then the export proceeds are written off, and then the foreign exchange is transferred from the account to the settlement account of your enterprise for settlement or other purposes.
Above, for reference only!
Question 3: What is the account to be verified? The account to be verified is an export collection account directly opened by the bank in the name of the enterprise. After the export proceeds of an enterprise reach the bank, they will first enter the account to be written off. The bank will check the approved amount of the enterprise according to the standard of "export collection of foreign exchange" in China electronic port. If the verification is successful, the money can be removed or settled from the account to be verified.
Question 4: What is the relationship between the account to be verified, the dollar account and the funds? Yes, the dollars your customers call you are all high-level accounts to be verified. When you settle foreign exchange, the bank will transfer the amount of your settlement to your basic or general US dollar account.
Capital is foreign investment, which refers to investors' investment in your company. Capital must be used for special purposes, but entrepot trade is not subject to this restriction.
Question 5: The difference between a foreign currency account and an account to be verified. As far as the account to be verified is concerned, it is an account used by banks and safe to monitor and audit every foreign exchange income, with the aim of preventing a large amount of hot money from flowing in, resulting in imbalance of international payments. As far as our company is concerned, the account to be verified is only a derivative account of a foreign currency account, and there is no need to charge fees. It's just an extra account, and the money in it can't be used to pay other companies. More business should be to declare foreign exchange online, then go to the safe to cancel the export declaration form, and then transfer the income from the account to the master account to use it. I wonder if it will help you.
Question 6: What is the difference between an account to be verified and a settlement account? The account to be verified can only be used for foreign exchange collection, that is, the customer's payment has been received, but it cannot be used for foreign exchange settlement. To put it bluntly, the company cannot spend the money.
Currency settlement accounts can be used for daily expenses such as settlement and payment of goods.
At present, the State Administration of Foreign Exchange requires that foreign exchange must enter the account to be written off before it can be transferred to the foreign exchange settlement account.
Question 7: What's the difference between a foreign exchange account to be audited and a foreign exchange account? I also teach at Henderson's community college.
Question 8: The account to be verified has a balance processing method. After the foreign exchange comes in, the bank will deposit it into the account to be written off first. After you have a foreign exchange collection quota at the electronic port, go to the bank to settle foreign exchange in the current account or the account to be written off. The account to be verified will be of interest. You can transfer your interest slip and other documents required by the bank from the account to be verified to the foreign currency current account or apply for foreign exchange settlement. Generally, foreign exchange gains are received for verification before you can make an account (income or advance receipt). When transferring to the current account foreign exchange account, you can debit the US dollar bank deposit and credit the bank deposit to be written off. If there is a balance in the account to be verified at the end of the month, When there are foreign exchange gains and losses ................................................................................................................................................ .........................: The balance (except interest) in the account to be verified can only be transferred out of the account with the consent of the operation management department. Answer [2]: If it is an advance payment, the enterprise can register the contract in the trade credit registration system and settle the foreign exchange after obtaining the amount of the advance payment through foreign exchange confirmation. Q: Why does the account to be verified have a balance and the electronic port has no quota? A: I consulted once before. It seems that the quota is not given according to the amount of your exports, but according to the proportion of your exports last year. You can consult the State Administration of Foreign Exchange for details. There is a balance in the account to be written off, but there is no balance in the electronic account, which means that foreign exchange has been received, but it has not been remitted, and no quota has been applied to the safe. Some pilot areas can settle foreign exchange without quota from 20 1 1. Q: An import and export company has been closed for more than a year, but there are still some balances in the account that need to be verified because there is no quota to settle foreign exchange. Now the company wants to close the account, how to settle the balance in the account to be verified? A: The notice of the State Administration of Foreign Exchange on improving the management of online verification of export receipt and settlement was issued on 2009-01-kloc-0/5, with the document number of Huifa [2009]. 10 Source: State Administration of Foreign Exchange-. Designated Chinese-funded foreign exchange banks: In order to implement the Opinions of the General Office of the State Council on Current Finance Promoting Economic Development (Guo Ban Fa [2008]126), improve the efficiency of working capital of enterprises, and vigorously promote trade facilitation, the relevant issues on improving the management of online verification of export settlement are hereby notified as follows: 1. For enterprises that have actually received foreign exchange from export, but the balance of foreign exchange receivable is temporarily insufficient due to the delay in export data transmission, banks can handle the settlement or transfer of funds in the account to be written off on behalf of enterprises by means of the enterprise commitment letter (including the actual export date, the corresponding foreign exchange collection date, the real situation described in the commitment letter, etc.). , and affix the official seal of the unit), register the accounts one by one. Enterprises should go through online verification procedures within 30 working days after handling settlement or transfer, and banks should log in to the online verification system for export settlement (hereinafter referred to as the "system") to inquire about the foreign exchange receivable of enterprises under the corresponding trade categories. If it is not reissued within 30 working days, the bank shall report to the foreign exchange bureau within 10 working days after the expiration, and stop handling pre-settlement or pre-transfer for the enterprise, and check the pre-settlement or pre-transfer amount online when there is foreign exchange receivable. 2. Since February 15, 2009, the proportion of foreign exchange received from processing materials has been adjusted from 20% to 30%. All branches of the foreign exchange bureau and the foreign exchange management department should log in to the module of "Adjustment of Foreign Exchange Receipt Ratio for Processing with Materials" in the system to uniformly adjust the foreign exchange receipt ratio for processing with materials to 30%. If the actual foreign exchange receipt ratio of the export goods declaration form under the import processing trade is higher than 30%, the bank shall handle it in accordance with the relevant provisions of the current excessive foreign exchange receipt ratio of import processing. Three, for the difference in foreign exchange income caused by exchange rate changes, enterprises can directly go to the bank to handle the settlement procedures or transfer from the account to be verified according to the situation. 4. For the funds under the service trade that enter the account to be written off due to various properties of a foreign exchange receipt, misinterpretation by the enterprise or bank mistakes, the enterprise can directly go to the bank to handle the transfer or settlement procedures from the account to be written off with relevant documents such as contract invoices. V. Enterprises do export, but due to data ... >>
Question 9: Can I open more than one account? 10 is not accepted. Only one account needs to be verified.
Question 10: How do you say "pending account" in English? Foreign exchange collection accounts to be verified and accounts to be verified (hereinafter referred to as "accounts to be verified") ~ ~ ~ Provisions of the foreign exchange bureau.