A leasing company is a financial enterprise that leases equipment or things and collects rent. As a non-bank financial institution, it plays a financing role in the form of financial assets. Lease refers to an agreement in which the lessor transfers the use of property to the lessee within an agreed period of time in order to obtain rent. In the economic behavior of leasing, the lessee hands over an item he owns to the lessee, and the lessee thereby obtains the right to use the item for a period of time, but the ownership of the item remains in the hands of the lessee. The lessee needs to pay a certain fee (rent) to the lessee for the use it obtains.

Classification of leasing companies

With the development of leasing in our country, many different forms of enterprises have emerged to carry out various types of leasing affairs. In order to enable people to have a clearer understanding of the nature and industry characteristics of leasing, to find suitable goals when using leasing, or to have clear choices when establishing a certain type of leasing company according to the characteristics of the industry, my country's leasing Industry classification:

According to industry classification: mainly divided into professional leasing companies and non-professional leasing companies. Professional leasing companies focus on leasing and also engage in other related matters. For example, financial leasing companies, Sino-foreign joint venture leasing companies, traditional leasing companies. Non-professional leasing companies generally do not focus on leasing, but they do have leasing matters within their scope of operations. For example, trust investment companies, financial companies, financial asset management companies, manufacturer leasing, strategic investment institutions, etc. There are also some industries that have a leasing nature but are not classified as leasing occupations, such as tourism, real estate, transportation and other industries with short-term use. They have formed separate systems and are not classified and counted as leasing.

Classification according to nature: There are mainly special leasing companies, which mainly operate special leasing objects and belong to a certain professional leasing company; manufacturer leasing, which uses leasing to promote its own products; financial leasing, which has certain financial rights. Companies use financial advantages to carry out large-scale leasing projects; Sino-foreign joint venture leasing companies mainly use foreign capital and introduce advanced foreign equipment; strategic investment leasing companies use the characteristics of leasing to organize the group's finances. Give full play to comprehensive benefits; asset management leasing companies use leasing to manage assets, revitalize idle assets, carry out state-owned enterprise system reforms, etc.; consulting leasing companies provide consulting services on leasing technology, organize, plan, package leasing projects, and network leasing.

Classified by region: Local leasing companies only carry out leasing business within a certain geographical range. A national leasing company that can carry out leasing services nationwide.

According to domestic and foreign business classification: international leasing companies that have the right to operate foreign trade and foreign exchange business and can carry out foreign-related leasing; domestic leasing companies that do not have the right to operate foreign trade and foreign exchange business and can only carry out leasing business domestically . At present, the foreign trade operation rights have been changed from the approval system to the registration system. As long as the registered capital exceeds 1 million yuan, enterprises can apply for foreign trade operation rights.

According to franchise operation classification: Leasing companies that can operate financial leasing and operating leasing services are generally referred to as financial leasing companies or financial leasing companies; leasing companies that are only allowed to operate traditional leasing services are generally referred to as leasing without a title company.

According to the classification of financial rights: financial leasing companies can use financial means to raise funds; non-financial leasing companies can only rely on equity capital or loans to solve their funding sources. Nowadays, the financial affairs of financial leasing companies have also been cancelled. Financial leasing companies are first and foremost financial leasing companies in which financial institutions are the major shareholders.

According to asset classification: physical leasing companies, companies that use fixed assets as leasing objects to carry out leasing business; non-physical leasing companies, companies that provide leasing technical services or intangible assets such as asset management to carry out leasing business.

According to share capital classification: domestic leasing companies, Sino-foreign joint venture leasing companies, and wholly foreign-owned leasing companies.

Hybrid leasing company: A leasing company that can operate all or part of the above leasing business, usually a large, professional leasing company.