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What will happen if the remitter of bank transfer has no authority in China?
The sending bank of China Bank has no authority, which means that the money transferred through online banking failed to be transferred out, and the previously deducted money will be returned to your original account, which may be caused by the inconsistency between the other party's account number and the payee's name. When the remitter handles the remittance refund, it is necessary to reach a remittance refund agreement with the payee who has opened an account in the remittance bank. If there is any objection, the bank will not handle the refund procedure. For the payee who has opened a deposit account in the remittance bank, the remitter must produce an official letter or his identity certificate, the original letter and the telegraphic transfer receipt when handling the refund.

Bank of China is the longest-running bank in China. 191February was formally established, and has successively exercised the functions of central bank, international exchange bank and international trade professional bank. After 1949, it has been a national specialized foreign exchange and foreign trade bank for a long time, operating and managing the national foreign exchange in a unified way, and carrying out international trade settlement, remittance and other non-trade foreign exchange businesses. 1994 was reorganized into a wholly state-owned commercial bank, which provided all kinds of financial services in an all-round way and developed into a large commercial bank with complete business types and strong strength. In 2006, it took the lead in successfully listing on the Hong Kong Stock Exchange and the Shanghai Stock Exchange, becoming the first "A+H" listed bank in China. China Bank is the only official banking partner of the 2008 Beijing Summer Olympic Games and the 2022 Beijing Winter Olympic Games, and the only "Ao Shuang Bank" in China. 20 1 1 Bank of China was selected as an emerging economy for the first time and was selected as a global systemically important bank for 10 years in a row. Its international status, competitiveness and comprehensive strength have been among the forefront of the World Bank. Starting from 20021,with the opening of the Tenth Five-Year Plan, China Bank will keep pace with the national development, embark on a new stage of its own reform and development, and start a new journey of building a world-class modern banking group.

Bank of China is the most globalized and integrated bank in China, with offices in 665,438+0 countries and regions in Chinese mainland and overseas. Bank of China, Hongkong and Macau are local note-issuing banks. China Bank has a relatively complete global service network, forming a comprehensive service platform with corporate finance, personal finance and financial market as its main businesses, covering investment banking, direct investment, securities, insurance, funds, aircraft leasing, asset management, financial technology, financial leasing and other fields, providing customers with comprehensive financial services.