(1) UnionPay cards can only be used on overseas machines with UnionPay logo when swiping cards or withdrawing money. In terms of funds, only RMB on the card is used (foreign currency on the card is not used). We don't charge for credit card consumption. When withdrawing money outside the ATM through UnionPay system, a handling fee of 5‰ will be charged according to the transaction amount, with a minimum of 10 yuan RMB (other fees will be charged by local acquiring institutions in some countries). At the same time, withdraw no more than RMB 10000 from the ATM every day. The routing function of UnionPay is enabled: Please log in to the popular version or professional version and select Account Management -“ATM and POS Limit-Whether the ATM withdrawal function and POS consumption function of UnionPay abroad are enabled normally. In addition, select ATM daily limit and POS daily limit to view the limit.

(2) When using international debit cards overseas, there are two situations: 1, taking the UnionPay system and using only RMB account funds (not foreign currency account funds). Credit cards only have the exchange rate of currency exchange, and there is no handling fee. When withdrawing money from overseas (except Japan and the United States) through the ATM of UnionPay system, the minimum handling fee is 10 yuan RMB. 2. Take the route of international organization, the transaction currency is the local currency of the transaction place, and the clearing currency is USD (if there is no USD on the card, the system will convert RMB into USD for deduction after the automatic foreign exchange purchase function is enabled). Withdrawals through international organizations are based on 1% of the transaction amount, with a minimum of $2 and a maximum of 100. If an international debit card is used for POS card swiping or ATM cash withdrawal in non-US dollar areas, a foreign currency exchange fee will be charged when taking international routes (according to the relevant regulations of international organizations, it is about 0.5% of the transaction amount of 65438+). Please log in to our popular or professional edition and select Account Management -ATM\POS Limit. Select visa/mastercard overseas ATM withdrawal daily limit or visa/mastercard overseas pos consumption daily limit to view. Please call the automatic foreign exchange purchase function manually and check whether it is enabled in the background.

If you have any questions, you can call the customer service hotlines 4008205555 and 800820555, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to answer your questions. Thank you for your attention and support!