What are the disadvantages of driving offshore account for a long time?
Disadvantages 1: the company account is inactive or inactive for a long time, that is, the funds in the account are rarely operated, and the bank is likely to stop using your account!
Take the Hongkong and Shanghai Banking Corporation as an example. If the average balance of a customer's bank account in the past three months is less than HK$ 50,000, a monthly fee of HK$ 65,438+000 will be incurred. Moreover, if there is no activity in the account 1 year, there will be a service charge of HK$ 250 for the fixed account. On the whole, this expenditure is also quite large.
Coping style: after opening a company account, you need to ensure that there are certain funds in the account. Keep the account active, and the fund activities and account balance are greater than the balance required by the bank.
Disadvantage 2: being forced to cancel the account by the bank will damage the personal credit of the company's directors!
Coping way: cancel the unused company bank account in time.
How to maintain a Hong Kong bank account after opening it?
Due to the influence of foreign banks, domestic banks and foreign banks' anti-money laundering monitoring, banks' approval of offshore account and supervision of capital flow are becoming more and more strict. For newly opened accounts, every bank raises the threshold and requirements, and the policy changes frequently. For customers who have already opened an account, we should also pay attention to using the account carefully.
For Hong Kong accounts, please refer to the following precautions to operate and maintain the account carefully:
1, long-term balance of bank account should not be 0;
2. Don't leave the bank account idle for a long time, for example, for half a year;
3. Keep in touch with the bank and inform the bank of the change of contact information in time;
4. Try not to deal with high-risk countries;
5. Avoid borrowing accounts to transfer money to others and help others receive/remit money;
6. Non-trade transfer to overseas companies or overseas personal accounts is the next step of supervision;
7. The offshore company shall timely handle the annual review of the company;
8. Keep monthly bank statements and memos, as well as company expense bills for future use;
9. The bank search time is generally one to two weeks, and each bank is different;
10. From the date of notification, the account can be started. If the account cannot be started within one month, the account will be automatically cancelled.
1 1. All companies that change their shareholders, change their company names and increase their registered capital must submit meeting minutes and documents signed by accountants to the bank; Companies that have been in business for more than one year must submit annual reports, meeting minutes and documents signed by accountants to the bank.
Finally, I would like to remind you that after opening a offshore account, you must use and maintain it reasonably to avoid the situation that the bank stops using your account!
Register the company immediately and start your boss career!
If you have any questions, you can try to find the exclusive customer service of Mande Enterprise Service to directly understand the company registration process and related issues.