ICBC Minions Credit Card is a gold card, with the minimum initial credit limit of15,000 yuan and the maximum of 50,000 yuan. The minimum initial credit limit for a foreign currency account of Minions Credit Card is $65,438+$0,500, and the maximum is $5,000.

(1) Annual fee reduction and exemption

All successful applicants for the Minions Card will be exempted from paying the annual fee within the validity period.

(2) Time tolerance

3-day repayment grace period refers to providing cardholders with 3-day repayment grace period service. If the cardholder repays within 3 days of the due repayment date, it is deemed that the cardholder repays on time.

(3) Tolerance

The difference of the minimum repayment grace is 65,438+00 yuan. When the minimum repayment amount of the last bill is less than or equal to 65,438+00 yuan during the grace period of repayment due (due repayment date+grace period), it can be regarded that the Minions cardholder has paid the minimum repayment amount.

(4) Foreign exchange handling fees are exempted for multiple currencies.

Any consumption abroad is zero foreign exchange fee. The currency of the card is 10 foreign currency, including US dollar, Euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar. When the VISA card network is used in the country or region corresponding to 10 foreign currency, it will be recorded directly in the corresponding currency without currency conversion, and the cardholder does not need to pay foreign exchange handling fees. When used in countries or regions other than 10 foreign currency, the foreign exchange handling fee is automatically exempted.

(5) Account security insurance

ICBC's latest online credit card account security insurance, as long as you enable this card and successfully spend 1, you will get a gift. The maximum amount of gold card insurance is 20,000 yuan. During the insurance period, you can apply for insurance compensation indefinitely, but the accumulated compensation amount does not exceed the insured amount. During the insurance period, if your Star Card or all other ICBC credit cards under your name are lost, stolen or copied, or you give your ICBC credit card to others for use, or disclose your bank card number and password to others, resulting in your ICBC credit card being stolen or transferred by others through bank counters, ATM machines, POS machines or Internet transactions, the insurance company will provide you with insurance compensation for the transactions 72 hours before the loss is reported.