The handling fee consists of two parts:
1 is the handling fee charged according to the amount of remitted foreign currency. 1% at least 50 and at most 260 RMB.
2. It's the post and telecommunications fee. 80 yuan is in Hong Kong and Macao. Other regions 150 yuan.
The analysis is as follows:
1. Domestic: Foreign currency transfer (remittance) can only be between immediate family members, and proof is required. If you are not an immediate family member, you can only make a deposit, and the deposit can only be a bank account (cash), with a maximum of $5,000 per account per day. Five thousandths of off-site counter deposits in the province, with a maximum of 100 yuan. Inter-provincial amount is 1%, with the lowest in 50 yuan and the highest in 500 yuan. This charging standard is the bulletin board of the head office, and each branch has its own implementation standard. For example, the standard for foreign currency cash deposits in Beijing is 5 ‰ of the amount, with a maximum of 100 yuan.
2. Overseas: handling fee+telegram fee; The handling fee is 50-260 yuan (11000 of the remittance amount), and the telegram fee is Hong Kong, Macao and 80 yuan, and other countries 150 yuan.
On cross-border remittance by banks:
1. Bank of China:
1. Counter: handling fee 1‰, the lowest 50 yuan, the highest 260 yuan, and the telecom fee 80 yuan. ?
2. Online banking: 20% off the counter fee.
Two. ICBC:
1. Counter: handling fee 1‰, lowest 50 yuan, highest 260 yuan, telecommunication fee 150 yuan.
2. Online banking: 20% discount on counter fees, with the lowest 16 RMB and the highest 160 RMB: 20% discount on counter fees.
3. China Merchants Bank:
1. Counter: handling fee 1‰, minimum 100 yuan, maximum 1000 yuan, telecommunication fee 150 yuan.
2. Online banking: handling fee 1‰, minimum 100 yuan, maximum 1000 yuan, telecommunication fee 150 yuan. Note: You need to open professional online banking to make foreign exchange and overseas remittance in online banking.
Four. China Construction Bank:
1. Counter: handling fee 1‰, the lowest 20 yuan, the highest 300 yuan, and the telegram fee 80 yuan.
2. Online banking: handling fee 1‰, minimum 20 yuan, maximum 300 yuan, and wire transfer fee of 80 yuan.
Note: When using online banking for overseas remittance, the handling fee is deducted by converting it into foreign currency, so part of it can be converted as handling fee.
Verb (short for verb) Bank of Communications:
1. Counter: the handling fee is 0.6~ 1‰, the lowest is 20 ~ 50 yuan, the highest is 250 yuan, and the telecommunication fee is 80~ 150 yuan.
2. Online banking:
(1) Ordinary remittance: the handling fee is 0.5‰, the lowest is 20 ~ 50 yuan, and the highest is 250 yuan, excluding telegraph fee.
(2) Express remittance: the handling fee is 0.6~ 1‰, the lowest is 20 ~ 50 yuan, and the highest is 250 yuan, and the telecommunication fee is charged by half.
(Reference:
Baidu encyclopedia: cross-border remittance)