The Measures for the Administration of Bank Card Business has corresponding provisions on this:

Article 28? Individuals applying for bank cards (except stored-value cards) shall provide their valid identity documents specified by the public security department to the issuing bank, and open a registered account for them after passing the examination by the issuing bank.

To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

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Relevant laws and regulations of the Measures for the Administration of Bank Card Business:

Article 32? The funds in the personal foreign currency card account are deposited in the foreign currency cash held by the individual or transferred from his foreign currency account (including foreign currency account). The transfer and deposit of this account shall be handled in accordance with the provisions of the State Administration of Foreign Exchange. The withdrawal of foreign currency cash from personal foreign currency cards in China should be handled in accordance with China's personal foreign exchange management system.

In principle, foreign currency cards shall not be used for foreign currency pricing and settlement in China except in the scope and areas designated by the State Administration of Foreign Exchange. The cardholder can apply for account cancellation after paying off all the transaction funds, overdraft principal and interest and related expenses.

Article 35? The unit RMB card can handle the settlement of commodity trading and labor supply, but it is not allowed to overdraw; Exceeding the starting point stipulated by the People's Bank of China, it shall be transferred by the local branch of the People's Bank of China.

Baidu Encyclopedia-Measures for the Administration of Bank Card Business