There is no commission for time deposits of liaison officers of rural commercial banks. Bank employees basically have the task of making deposits, especially those in grass-roots business outlets, and the task of making deposits is particularly heavy. Their deposit task is calculated by the average monthly deposit. If you save 50,000 yuan for an employee every year, then the employee will have 50,000 more deposit tasks every month. If this 50,000 yuan is only given for one month, then this employee only has 50,000 tasks this month, and it will be gone next month.

Advantages and disadvantages of time deposits in rural commercial banks

The security of time deposits in rural commercial banks is very high. Rural commercial banks are joint-stock local financial institutions approved by the China Banking Regulatory Commission, with strong risk protection. If you make a time deposit in a rural commercial bank, the deposit can be protected by the bank insurance regulations. In other words, if the deposit principal does not exceed 500,000 yuan, the bank will pay in full, which means that the principal and interest can be guaranteed.