If the temporary credit card limit is not reached, it will be considered overdue. The issuing bank will charge credit card interest from the due repayment date or the next day, generally 0.5 ‰ of the daily interest, and charge a late fee of 3% of the unpaid amount. In addition, it may also affect personal credit records and cause bad credit records, which is not conducive to applying for loans such as mortgages in the future. Therefore, when the temporary credit card limit expires, it should be paid back as much as possible, and it must be paid off in one lump sum on the due repayment date. \ x0d \ x0d \ Application method for extension of temporary credit line: \x0d\ 1. Telephone application: the cardholder can call the customer service hotline of the issuing bank to apply for increasing the temporary credit line, and the issuing bank will review it according to the cardholder's credit record and card usage to meet the cardholder's consumption demand as much as possible. \x0d\ 2。 Personal online banking application: cardholders can also log in to the issuing bank's credit card online banking to apply for adjusting the temporary credit card limit. \x0d\ 3。 Wechat application: A number of banks have opened the official WeChat platform for credit cards, providing credit card withdrawal services, and cardholders can apply for increasing the temporary credit card limit through WeChat. \x0d\ Under normal circumstances, as long as the cardholder is not overdue in repayment and has a good habit of using the card, the application for temporarily increasing the limit will be approved.