When does it start?

What to buy?

How much to buy?

Where is the fixed investment?

When will it be sold?

how much is it?

1. When will the fixed investment start?

Fixed investment is a way of investment, or making money by rising stock market. Is the current A-share market expensive in the long run, and will the stock market rise in the future?

Second, what should I buy?

Recommend the combination of CSI 300+ CSI 500 with balanced investment 1: 1. For example, if you vote for the CSI 300 in 500 yuan, you will vote for the CSI 500 in 500 yuan.

Why choose CSI 300+ CSI 500?

Shanghai and Shenzhen 300:

1. CSI 300 Index is an index compiled by selecting the top 300 A-share stocks. The price performance of large-cap blue-chip companies that comprehensively reflect A shares.

There are 8 1 family with 210 billion, 7 1 family with 5-10 billion, 3-5 billion 100, and only 48 families with less than 3 billion. Large-cap stocks are the index characteristics of Shanghai and Shenzhen 300.

3. As of March 3 1 2,065,438, the total market value of 300 constituent stocks in Shanghai and Shenzhen was 36. 1 trillion, and there were 3,600 A-share listed companies with a total market value of 62.4 trillion. 300 constituent stocks account for half of the market value of A shares. It can be said that the market that the Shanghai and Shenzhen 300 did not start is not a bull market.

4. The valuation level of Shanghai and Shenzhen 300 Index is very low, only 12.84 times by the end of March, far lower than the 2 1.7 1 times of CSI 500 and 45 times of GEM. PB, ROE and dividend yield are all attractive.

5. Therefore, the recommendation logic of CSI 300 is: If the bull market does not come so soon, the return on equity of CSI 300 will be high, the dividend yield will be attractive, and its performance will grow steadily (compound growth rate of 9%). If there is a bull market immediately, the CSI 300 can't be absent.

CSI 500:

1. The stocks in the sample space of CSI 500 index are composed of the top 500 stocks with total market value excluding the constituent stocks of CSI 300 index and the top 300 stocks with total market value, which comprehensively reflects the stock price performance of a number of small and medium-sized board companies in China A-share market.

Third, how much to buy?

Don't be greedy. It is suggested that half of the monthly income and expenditure savings should be used for fixed investment, and the remaining half should be kept as reserve fund. One is to cope with unexpected expenses in life. Second, when the stock market oversold, there are enough funds to increase investment.

For example, your monthly income 10000, your monthly consumption is 4000, and there is still 6000 left. The amount of fixed investment can be set to 3000 yuan. The CSI 300 and CSI 500 each have a fixed investment of 1.500 yuan. The rest of the money can be saved first for low-risk financial management. Take it out when the stock market falls a lot!

Fourth, where is the fixed investment?

You can directly operate on the omelet fund, and the fixed investment fee 1 discount is already one of the lowest in the market.

5. When will it be sold?

1. Take profit according to market sentiment.

Buffett said: "others are greedy when they are afraid, and others are afraid when they are greedy." When the whole people are trading stocks and nine out of ten students are talking about stocks at the class reunion, it is the peak of the bull market. This method is relatively simple, you don't need to learn any financial knowledge, just look at the participation of people around you. However, different people's communication circles are different, and they may come to different conclusions because of their relative sensibility and emphasis on qualitative judgment.

2. Profit by valuation

Make operational judgment according to the valuation level of the index. When the valuation is low, increase investment, and when the valuation is high, reduce investment, stop fixed investment and start redemption.

According to the valuation method, when the valuation reaches the historical high valuation range, the fixed investment and redemption amount should be reduced in batches. His difficulty lies in that, like the GEM index, the absolute valuation level is high for a long time, and the highest in the last bull market was 133 times PE. The next bull market valuation may not be able to return to such a high valuation. Therefore, the valuation method is more suitable for indexes with stable valuation range, such as CSI 300. We can also refer to CSI 500 and GEM, but it is difficult to be completely accurate.

3. Profit according to the rate of return

Set a profit target at the beginning of the fixed investment, and take profit when the target is reached. In the actual fixed investment, many people are so profitable. According to the tolerance attitude towards retracement and roller coaster, the take profit rate is set to high or low. For example, if you invest 1 0,000 yuan in a fund every month, you will have the opportunity to earn 10% every year and 30% every three years.