Question 2: What is a bank run? What is a financial run? A run is when all customers go to the bank together and ask for the money in the bank to be taken out.
Question 3: What do you mean by rolling gold? Couples in small radio stations always want to get rich, which means to join in the speculation.
The key to rolling gold lies in "rolling". Shanghai dialect means joining in the fun, posting and squeezing in, such as rolling busy and rolling friends. Rolling, pronounced "ga" (ga), imagine how attractive gold is when it is rolled and rattled; However, since it is rolling, it is necessary not only to roll gold, but also to roll people. In Shanghainese, people are rolling, people are squeezing, it is easy to fall on their heads and need to run hard. However, the state at that time was really crazy. Boss Xiao and his wife went to the Bund in the rain at night and said, "If you don't sleep tonight, are you afraid you won't be run over tomorrow?" On the way, I met a blind man who also rolled gold, so I smiled: "The blind man also rolled gold!" " "The blind man replied," The blind man can't roll gold! " "
All the allusions are here ~
Hope to adopt, thank you ~
Question 4: What kind of run on Jin Xin Trust? Simply put, all people are crowded in one place to cash out, which is an inherent term in the banking industry. It refers to the phenomenon that holders of bank notes scramble to obtain precious metal cash from banks that issue bank notes under the condition of bank notes circulation. When the bank's credit is shaken, the reserve is insufficient, and it is difficult to cash bank bills, a run will occur. A bank run may lead to the collapse of a bank and even affect the whole banking industry. Now it generally means that depositors go to the bank to withdraw a lot of cash.
So is the run on trust. Generally, this happens when the reputation of an institution declines and people don't trust it. In order to ensure the safety of funds, they withdraw their own funds from this institution.
Question 5: Why did banks run during the economic crisis? This should be answered in many ways:
1. Do not trust the deposit bank. After the economic crisis, if there is a customer crisis in the deposit bank, depositors will distrust the bank's credit. In order to protect their own interests and withdraw deposits, there will be a run when there are many people.
2. Doubts about social and economic stability. After the economic crisis, prices rose sharply, and deposit interest was not enough to resist the price increase. In order to preserve the value, depositors withdraw a lot of deposits and turn to buying physical objects to preserve the value.
3. The depositor's guess broke out. The economic crisis means that the currency depreciation is obvious and unpredictable, so depositors withdraw a lot of deposits, buy hard currency, physical objects or make vicious consumption, which has given birth to the phenomenon of bank run.
In short, in the situation of economic crisis, the fear of currency devaluation prompted the bank to run.
Question 6: What happened to the run-off of Jin Xin Trust? A run at 10 is simply pushed to a place. Cash is a proper term in the banking industry, which refers to the phenomenon that the holders of bank bills withdraw precious metal currency from the banknotes issued by banks under the condition of the circulation of banknotes. When the bank's credit is shaken, it is difficult to reserve cash for bank bills, so you can run in. The failure of a bank may even affect the whole banking industry. Depositors generally refer to the concentration of large amounts of cash withdrawn by banks. about
The trust operates for the same reason. Usually, this happens when the credibility of the organization declines. We basically believe in this institution, believe in the safety of funds, and believe in our own funds from this institution.
Question 7: Who dares to uncover the fact that Feicheng Jinsu ran away in investment and financial management? It has been disclosed, but it has not been said on Tencent, and it is estimated that there are not many people who know it.
Question 8: What do you mean by decoupling the dollar from gold? This goes back to 1 and 7 1. Nixon announced the bill. Some time ago, the price of gold was set by the government at $35 an ounce. Then, under the crisis of the depreciation of the US dollar, the United States * * * could not continue to maintain this exchange rate (because a large number of countries ran a lot of gold in the case of the depreciation of the US dollar), so it announced that it would no longer fix the official price and let go of the gold price. Prices are freely formed by market supply and demand. This is the decoupling between the dollar and gold!
Question 9: Getting started with Super 3m is too complicated, which is not conducive to human head development. Funds will soon break, there is no freezing period, and it is very easy to run away. The Super Banking Regulatory Commission, the Ministry of Industry and Information Technology, the People's Bank of China and the State Administration for Industry and Commerce suggest that:
Recently, there have been many behaviors in China that promise high returns and induce the public to invest money in the name of "financial mutual assistance". Its main features include:
First, there are many names. Common ones are: XX financial mutual aid community, XX financial mutual aid platform, XX financial mutual aid financing platform, XX charitable financial mutual aid platform, XX financial mutual aid investment, XX financial mutual aid community and XX wealth mutual aid platform.
Second, rapid development. Relying on the Internet, it is widely publicized through websites, blogs, WeChat, QQ and other platforms.
The third is confusing. Some, under the banner of "overseas celebrities", claim that the goal is to "destroy the unjust world financial system, break the control of financiers, and build a community of ordinary people". By establishing a so-called "financial platform for people who are fair, just, reciprocal and honest to help others", the public can get more help from others by subsidizing others. At the same time, it lied that "it has been tested by the market and has been operating in many countries for many years, with hundreds of millions of global members" and so on.
Fourth, it is highly induced. It claims that the investment threshold is low, the cycle is short and the income is high. For example, after free registration, the investment in 60 yuan is-60,000 yuan, which can be withdrawn after 15 days. Daily income 1%, monthly income 30%, annual income 23 times. There is no handling fee. In addition, participants can also get additional benefits such as recommendation award (65438+ 00% of offline investment) and management award (the corresponding proportion is determined according to the membership level), and there is no upper limit for developers and rebates.
Fifth, it is hidden. Most of them are remotely controlled by overseas personnel, and investment funds are often transferred through personal bank accounts or through third-party payment platforms.
This operation mode violates the law of value and it is difficult to maintain capital operation for a long time. Once the capital chain breaks, investors will face serious losses. Please ask the general public to effectively raise their risk awareness, invest rationally and prudently, and prevent their interests from being damaged. At the same time, we can actively reflect the clues of illegal crimes to the relevant departments.
Similar virtual currency pyramid schemes, Bitcoin Home and many popular mainstream media have been reported.
Question 10: How did the history of gold evolve? The history of human discovery and use of gold is earlier than that of copper, iron and other metals, and it was discovered by human beings in the Neolithic Age 4000-5000 years ago. Because gold itself glows, it means to shine at dusk in Latin, and it means to touch the sun in ancient Egyptian writing. Because of its good stability and rarity, gold has become a precious metal and is regarded as a wealth reserve. Because of its special natural attributes, gold is endowed with social attributes according to people's own needs, that is, functions of money. Marx wrote in Das Kapital: Money is not gold and silver, but gold and silver are money. "
1, gold coin standard system
The gold coin standard system is a monetary system with gold as the currency metal in circulation. It is a monetary system widely practiced in capitalist countries from the end of 19 to the first half of the 20th century. 18 16, Britain promulgated the (gold standard act) and began to implement the gold standard system, which promoted the transformation of gold into the world currency. Subsequently, Germany announced the implementation of the gold standard in 187 1, and countries such as Denmark, Sweden and Norway also implemented the gold standard in 1873. By the end of 19, this monetary system has been widely implemented in capitalist countries.
The main contents of the gold coin standard system include: ① using gold to specify the value represented by money, each currency has a legal gold content, and currencies of various countries have a certain price comparison according to the weight of gold contained; (2) Gold coins can be freely cast, and anyone can freely give gold bars to the National Mint to be cast into gold coins according to the legal gold content, or exchange gold coins from the Mint for equivalent gold bars; (3) Gold coins are currencies with unlimited legal compensation and the right to unlimited means of payment; The currency reserves of all countries are gold, which is also used in international settlement, and gold can be imported and exported freely. From these contents, we can see that the gold coin system has three characteristics: free casting, free exchange and free exporter. Because gold coins can be freely minted, the face value of gold coins can be consistent with the value of gold they contain, and the number of gold coins can meet the needs of circulation spontaneously, thus giving play to the role of money supply and demand, and inflation and currency depreciation will not occur. Because gold can be freely transferred between countries, which ensures the relative stability of the foreign exchange market and the unification of the international financial market, the gold coin standard system is a relatively sound and stable monetary system.
On the eve of the First World War, imperialist countries stepped up their plunder of gold in preparation for the World War, which seriously weakened the free casting of gold coins, the free exchange of value symbols and gold coins, and severely restricted the import and export of gold. After the outbreak of World War I, the military expenditure of imperialist countries increased sharply, and they stopped gold coin casting and exchange of value symbols one after another, and prohibited gold export, which fundamentally destroyed the foundation of the gold coin standard system and led to the complete collapse of the gold coin standard system.
2. Gold bar standard and gold exchange standard.
After the First World War, the economy of some capitalist countries was affected by inflation and rising prices, and the distribution of gold was extremely uneven, which made it difficult to restore the gold coin standard. 1922 At the World Monetary Conference held in Genoa, Italy, it was decided to adopt the principle of saving gold and implement the gold bar standard and the gold exchange standard.
The countries that implement the gold standard mainly include Britain, France and the United States. Under the gold bullion standard, the monetary unit still stipulates the gold content, but gold is only concentrated in the reserve issued by the central bank as currency, rather than casting circulating gold coins. Currency in circulation is completely replaced by value symbols such as banknotes, and banknotes can be exchanged with gold according to a certain amount of gold. In Britain, the minimum amount of bank notes exchanged for gold is 400 ounces of gold (about 1 700), and no exchange is allowed below the limit. France stipulates that the minimum amount of bank notes exchanged for gold is 2 1500 francs, which is equivalent to 12 kg of gold. The central bank is responsible for the import and export of gold, and private exports of gold are prohibited. The central bank maintains a certain amount of gold reserves to maintain the link between gold and currency.
The gold exchange standard system, also known as the virtual gold standard system, is characterized by the following: gold coins can not be circulated in China, but only banknotes with legal gold content; Paper money cannot be directly exchanged for gold, only for foreign exchange. The currency of the country that implements this system is the same as that of another country that implements gold bars. & gt