You can go. Nowadays, many bank staff organize many gift-giving activities in order to improve performance. The most common ones are probably those who apply for credit cards. However, these activities are their personal behavior and generally have nothing to do with the bank. The basic activities of banks: absorb public deposits, grant loans; handle domestic and foreign settlements, bill discounts, and issue financial bonds. Act as an agent to issue, redeem and underwrite government bonds, and buy and sell government bonds. Engaged in inter-bank lending; buying and selling, and acting as an agent to buy and sell foreign exchange. Providing letter of credit services and guarantees; agency collection and payment and insurance agency services, etc. According to regulations, commercial banks are not allowed to engage in securities business and non-bank financial business other than government bonds.

The main methods of bank deposits are as follows:

1. Demand deposits. Current deposits start at 1 yuan and have no limit on the deposit period. Customers can deposit and withdraw cash at any time with their bank card or passbook and a reserved password.

2. Time deposits. A time deposit is a deposit in which the bank and the depositor agree on the deposit period and interest rate, and the principal and interest are withdrawn after maturity. However, it can be withdrawn in advance, but if it is withdrawn in advance, the interest on the withdrawn funds can only be calculated according to the current interest rate. It can be mainly divided into the following types:

1. Lump-sum deposit and withdrawal: The customer deposits a lump sum after choosing the deposit period, and then withdraws the principal and interest upon maturity.

2. Small deposit withdrawal: The customer agrees on the deposit amount in advance, then deposits the agreed amount every month, and withdraws the principal and interest after maturity.

3. Whole deposit and partial withdrawal: The customer agrees on the deposit period in advance, deposits the whole amount at once, and then withdraws the principal in equal installments and the interest upon maturity.

4. Deposit and withdraw interest: The customer deposits the principal in one go, then withdraws the interest in installments, and then withdraws the principal upon maturity.

5. Fixed deposit and deposit are convenient: the customer does not agree on the deposit period in advance, deposits in one time and withdraws in one time.

3. Agreement deposit. Agreement deposits are targeted at corporate customers. Their functions are equivalent to current deposits, but the returns are much higher than current deposits.

4. Call deposit. A call deposit is a deposit with no fixed deposit period, but the depositor must notify the bank in advance when withdrawing the money.