You deposit a deposit (which needs to be frozen at the same time) and sell an ordinary European foreign exchange option product to the bank according to your own judgment. At the same time, the branch shall freeze the customer's corresponding margin, in which the freezing period shall not be shorter than the option period, and the margin amount must be equal to the face value of the option call currency, and the margin currency shall be the same as the option call currency. In addition to deposit interest, you can also get option fees. When the option expires, if the exchange rate change is unfavorable to the bank, the bank will not exercise the option and unfreeze its deposit at the same time; If the exchange rate changes are beneficial to the bank, the bank will exercise the option to convert your deposit principal into the corresponding linked currency at the agreed exchange rate.

Tips:

1. Two software warehouses do not support the flat disk function for the time being.

2. On the maturity date of Liangdebao, the bank will pay the after-tax interest (except precious metals) of the deposit in the original currency, and the deposit principal will be automatically determined whether to pay in the original currency according to the reference exchange rate in China Bank's option quotation system at 14: 00 Beijing time on the maturity date. If the reference exchange rate is favorable to you, the deposit principal is still in the original currency; If the reference exchange rate is unfavorable to you, the bank will convert the deposit principal into linked currency and pay it to the customer according to the agreed exchange rate.

3. At present, mobile banking does not support two-stop option business.

The above contents are for your reference only. Please refer to the announcement and actual business handling of our portal website, mobile banking and other channels.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.