Ghana premium refers to the difference between the exchange rate of Ghana currency against the US dollar and the market exchange rate. In Ghana, due to the difference between the official exchange rate of the government and the market exchange rate, the actual purchasing power of Ghanaian currency becomes very low. Therefore, many merchants need to pay a higher price when purchasing goods, which is called Ghana premium.

Ghana premium is caused by Ghana's monetary policy and management measures. The Ghanaian government controls the stability of Ghana's currency market by controlling the foreign exchange market, restricting foreign exchange transactions and supervising import and export commodities. These measures may lead to a gap between the real exchange rate and the official exchange rate. Because many businesses need to use foreign exchange to buy goods, a premium is generated.

Ghana premium may have a negative impact on enterprises and consumers. Merchants need to pay higher currency exchange rates to buy goods, while consumers need to pay higher prices to buy these goods. This may lead to an increase in production costs and commodity prices of enterprises, thus affecting the stability of consumers and the whole economy.