What are the internal rating methods?

PD model, experience rating, system rating, etc.

1, PD model: PD model is a rating method based on historical data and statistical model. By analyzing the borrower's historical default rate, financial situation and industry risk, the borrower's default probability is calculated and the corresponding rating is given according to the probability.

2. Rating based on experience: Experience rating is a rating method based on expert judgment and experience. Rating personnel give corresponding ratings according to the borrower's credit history, financial status, industry risks and market conditions, combined with their own experience and judgment.

3. Systematization: System rating is a rating method based on quantitative analysis and model. According to the borrower's financial statements, market conditions and industry analysis, the rating personnel use mathematical models and algorithms to calculate the borrower's credit risk and give corresponding ratings.

If you have seen the gun king, please come in.

How about Shenzhen Rural Commercial Bank ***Le Branch?

Does rookie Ningbo bonded warehouse 4 disinfect the product?

How to Play Virtual Economy

I would like to ask you to remit euros from Europe to Hong Kong, convert them into RMB, and then transfer them to mainland banks. The amount is relatively large. Is there a problem? Will it be checked

What is the complaint telephone number of Suzhou people?

Dream of long-term spread of call option trading

What is the value of Macao's return stamps?

Which crimes belong to unit crimes?

The "foreign exchange problem" imported materials have not paid foreign exchange, but have received foreign exchange in full. Will there be a problem?