China's banking financial institutions include policy banks (China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank), large commercial banks (China Industrial and Commercial Bank, China Bank, China Agricultural Bank, China Construction Bank and Bank of Communications), small and medium-sized commercial banks, rural financial institutions, China Postal Savings Bank and foreign banks.
The non-bank financial institutions supervised by CBRC include financial asset management companies, trust companies, enterprise group finance companies, financial leasing companies, auto financing companies and money brokerage companies.
Extended data:
I. Central Bank
The central bank is mainly responsible for: managing policy (monetary policy), managing currency (RMB issuance and circulation management), managing market (inter-bank lending market and inter-bank bond market), managing foreign exchange (inter-bank foreign exchange market), managing gold (gold market), managing reserves (foreign exchange reserves and gold reserves), managing treasury, managing liquidation and anti-money laundering.
Two. policy banks
1, China Development Bank: CDB, established in March, 1994, to finance key construction projects;
2. The Export-Import Bank of China: TEIBC, 1994 was established in April, aiming at the national industrial policy and foreign trade policy;
3. China Agricultural Development Bank: ADBC,1994165438+10 was established in October, aiming at rural policies.
Third, large commercial banks.
In other words, we are talking about five major banks, including Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Bank of China and Bank of Communications.
Fourth, joint-stock banks.
Including China CITIC Bank, China Merchants Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Shenzhen Development Bank, Guangdong Development Bank, Industrial Bank, hengfeng bank, Zheshang Bank and Bohai Bank.
China Postal Savings Bank: PSBC. In March 2007, on the basis of reforming the original postal savings management system, China Postal Savings Bank was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12 10, listed on the Shanghai stock exchange.
Verb (abbreviation of verb) small and medium-sized commercial banks
Including rural credit cooperatives, postal savings banks, foreign banks, village banks, local banks and so on.
Rural financial institutions-rural credit cooperatives, rural commercial banks and rural cooperative banks
1) 2001110 In October, Zhangjiagang Rural Commercial Bank was established, the first rural joint-stock commercial bank in China.
2) In April 2003, Ningbo Yinzhou Rural Cooperative Bank was established as the first rural cooperative bank in China.
The asset scale and after-tax profit of China's banking industry have increased substantially year by year. 20 1 1 year, the profits realized by China's banking industry account for nearly one third of the total profits of the global banking industry. The scale of China's banking industry is developing rapidly, but under the background of accelerating interest rate marketization, intensifying internal and external competition and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout.