There are very few products that have no exchange rate risk and income at all, so it can be said that there are almost no products. Financial products with high interest rate and low risk are a false proposition. In the financial market, if you want to get higher returns, you have to bear the corresponding risk ability. Therefore, if you blindly pursue high-yield and low-risk products, it is easy to fall into the trap of scammers. Use the financial circle to make money to brainwash investors and boast that your products have high returns and low risks. Income and risk are related, and the higher the income, the greater the risk.

But you can still find a product with high deposit interest rate and no risk, such as a large three-year or five-year deposit or buying insurance, which has no risk protection interest rate.