Are ICBC's guaranteed financial products risky? What is the salary of ICBC?
What wealth management products does ICBC enjoy?
1 "Enjoy the Return" arbitrage for 77 days RMB wealth management product AXTL77
2 "Enjoy the return" arbitrage 273 days RMB wealth management product AXTL273
Investment Target of China Industrial and Commercial Bank's Series of Safe Income Financial Products:
This product mainly invests in the following assets that meet the regulatory requirements: first, highly liquid assets such as bonds and deposits, including but not limited to bonds, deposits, money market funds, bond funds, pledged repo and other money market trading tools; Second, the creditor's rights assets, including but not limited to the creditor's rights trust plan and the creditor's rights entrusted by Beijing Financial Assets Exchange; Third, other assets or asset portfolios, including but not limited to collective asset management plans or directional asset management plans of securities companies, asset management plans for specific customers of fund management companies, and investment plans of insurance asset management companies.
This product can be used for bond repurchase, deposit certificate pledge financing, etc. Integrate or finance funds to meet liquidity needs and improve the efficiency of capital use. At the same time, in the use of funds, the product can use foreign exchange market forwards, swaps and other tools to obtain the expected annualized expected return of arbitrage, and lock in the exchange rate risk of investment principal and expected annualized expected return.
Automatic investment function of ICBC series wealth management products;
In order to facilitate customers' investment, the product provides automatic reinvestment function, and customers can choose to use it according to their own needs.
Under the automatic reinvestment function, when the customer selects "Yes", it will automatically reinvest, that is, after the end of the current investment cycle, all the fund principal purchased by the customer will automatically enter the next investment cycle, and the expected annualized expected income of this investment cycle will be paid to the customer's account in the form of dividends the day after the end of this investment cycle.
After automatic reinvestment is enabled, customers can also choose the number of automatic reinvestments, 1- 10, which is indefinite; If the customer chooses 1 period, the funds will be automatically returned to the customer's account after the end of this investment cycle and reinvested in 1 investment cycle; If the customer chooses indefinite period, the customer's purchase funds will automatically enter the next investment cycle after each investment cycle, and the cycle will be infinite until the customer finally modifies the number of automatic reinvestments.
When the benchmark of product performance is adjusted, customers who choose automatic reinvestment can invest in multiple investment cycles corresponding to different performance benchmarks. At the same time, customers can also choose not to open the automatic reinvestment function according to their own needs. If the automatic reinvestment function is not selected, the customer's investment will end after the first investment cycle.