If the user is a non-local household registration person, in addition to his personal ID card, he needs to prepare a work certificate or a residence certificate issued by the local neighborhood Committee when handling the bank card.
China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents. By the beginning of 2018165438+10, the Postal Savings Bank had nearly 40,000 outlets serving 565 million individual customers.
Honors won: In the ranking of "Top 20 1005 Global Banks" by British Banker magazine, the Postal Savings Bank ranked 23rd in total assets and 54th in Tier 1 capital.
The main business of Postal Savings Bank includes personal banking, corporate banking and capital business.
1, personal bank
Postal savings bank provides a wide range of products and services for individual customers, including local and foreign currency deposits, loans and bank cards, as well as intermediary business products and services such as local and foreign currency settlement, receipt and payment, foreign exchange, wealth management, agency insurance, funds, national debt and precious metal sales.
2. Corporate banking
Postal savings bank provides diversified financial products and services for corporate banking customers, mainly including corporate loans, bill discounting, corporate deposits, and intermediary business products and services such as settlement, bill management, cash management, investment banking, custody and corporate finance.
3. Treasury business
The capital business of Postal Savings Bank mainly includes financial market business and asset management business such as market transaction, investment, interbank financing and bill discount.
What services does the Postal Savings Bank have?
1, deposit. Company customers provide company deposit services such as company demand deposit, company time deposit, company agreement deposit and company notice deposit, and their deposit funds are safe and worry-free.
2. Credit card. Basic requirements for credit card application: Principal card applicant:/kloc-Chinese mainland residents aged 0/8 and under 60.
Supplementary card applicant: 16 years old. Chinese mainland residents under the age of 60.
3. Personal affairs. Provide personal customers with demand deposits, all-in-one deposits, personal certificates of deposit, personal notice deposits, time deposits and fixed deposits, so that customers' deposit funds are safe and worry-free.
4. Guardianship obligation. As a new custody bank, China Postal Savings Bank will continue to devote itself to the innovative development of custody business from products such as open-end fund custody and one-to-many special accounts, and provide investors and partners with safe, reliable, high-quality and meticulous asset custody services.