2. Asset business: short-term, medium-term and long-term RMB and foreign exchange liquidity loans and fixed assets loans; Foreign exchange to loan; Housing development loans; Loans with special purposes; Consumer loans (automobile consumption loans; Personal large loans for durable consumer goods; Personal housing loan); Entrusted loans and special loans; Discounting bills; National debt and policy financial bond subscription business; Inter-bank RMB and foreign exchange lending; Project loan evaluation and credit rating;
3. Intermediate business: RMB cash settlement and transfer settlement; International settlement; Agency business (collection and payment; Acting as an agent for the issuance, liquidation, redemption and custody of corporate bonds, stocks, treasury bonds and other securities; Gold spot trading, transaction clearing, physical delivery, gold leasing and gold project financing; Gold clearing transaction; Issuing financial bonds as an agent; Agency insurance; Acting as an agent to keep securities and valuables; Rent a safe; Acting as an agent for policy financial business or other financial institutions. ); Renminbi and foreign exchange bank card business; Information consulting business (credit investigation; Asset evaluation; Financial information consultation; Industry information network service; Certificate of RMB deposit);
4, foreign exchange intermediary business (import letter of credit; Import collection; Remittance remittance; Notice of coming to get the certificate; Negotiation; Collection; Remittance; Foreign exchange settlement; Selling foreign exchange; Traveler's checks; Conduct foreign exchange transactions on behalf of customers; Acceptance and discount of foreign exchange bills; Foreign exchange guarantee; Certificate of foreign exchange deposit; Acting as an agent to issue foreign currency securities other than stocks; Acting as an agent to buy and sell foreign currency securities other than stocks; Foreign currency exchange; Open a working capital account for projects that use loans from international financial organizations);
5. Financing and performance guarantee business; Commercial banking (financing consultant and syndicated loan arrangement; Corporate financial consultant; Overseas listing of enterprises); Personal financial services; Management, custody and sales of investment funds; Other entrusted and entrusted asset management; Intermediary business such as enterprise credit rating.