According to the Measures for the Administration of Personal Foreign Exchange, the domestic individual's settlement and purchase of foreign exchange is subject to the annual total management, and the annual total is equivalent to 50,000 US dollars per person per year. The validity period of the line is from 65438+1 October1to 65438+February 3 1 every year. (The annual total amount shall not be used across the Gregorian calendar year, and those unused or not used up in the previous year shall not be carried forward to the next year for use; The State Administration of Foreign Exchange may adjust the annual total amount according to the balance of payments. ) When the annual accumulated foreign exchange settlement and sale transaction amount exceeds the equivalent of US$ 50,000, the foreign exchange settlement and sale business shall not be handled through electronic channels. Tips: The above contents are for reference only, and the latest regulations of the State Administration of Foreign Exchange shall prevail.

1. What should I do if my personal foreign exchange limit exceeds?

1. After summing up, the more cost-effective, safe and low-risk method is to call a large number of foreign trade comprehensive service enterprises, sign agency agreements with us, help you collect foreign exchange through us, and arrange one-stop services of logistics, customs declaration, settlement of foreign exchange and tax refund for you according to the relevant regulations of the state foreign exchange management (whoever exports foreign exchange will collect foreign exchange). Because foreign trade comprehensive service enterprises are one-stop services (we don't just earn your agency fees for foreign exchange settlement, there are others), the cost will be more cost-effective, and many enterprises are supported by the state and export in full accordance with the state foreign exchange management regulations, which can reasonably avoid the risk of foreign exchange collection. The signing of agency agreements has legal effect and there is no need to worry about the safety of funds.

2. Find family, friends and colleagues to help you settle foreign exchange, because everyone has a foreign exchange settlement quota of 50,000 yuan every year, so this is also a way; But finding so many people to help you settle foreign exchange may arouse the suspicion of customers, so he doesn't know who he is dealing with in so many accounts, and they are all individuals. They definitely want to cooperate with enterprises of a certain scale, not individuals.

3. Third-party foreign trade payment platform, comparing Western Union remittance, continuous payment, PayPal, etc. China Western Union's remittance fee will be higher (with the stricter foreign exchange control, it may be necessary to provide relevant foreign exchange settlement certificates later), while Lianlian Payment and PayPal have stopped foreign exchange settlement services now, but these platforms are more difficult!