There are the following requirements for handling enterprise loans: 1. The handling enterprise has a legal business license and enterprise organization code certificate. 2. The handling enterprise can provide relevant articles of association, account opening permit and tax registration certificate. It is legal to handle business operations. 4. The handling enterprise has good credit. 5. The handling enterprise has good repayment ability. 6. The handling enterprise is in good operating condition.

Enterprise loan refers to a way for an enterprise to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation. Enterprise loans are mainly used for large-scale long-term investments such as the purchase and construction of fixed assets and technical transformation. Enterprise loans can be divided into: working capital loans, fixed assets loans, credit loans, secured loans, stock pledge loans, foreign exchange pledge loans, enterprise term pledge loans, gold pledge loans, syndicated loans, bank acceptance bills, bank acceptance bills discounting, commercial acceptance bills discounting, interest-bearing bills discounted by buyers or agreements, domestic recourse factoring, and export tax rebate account custody loans.