The main responsibilities of the CBRC:

1. To formulate and promulgate rules and regulations for the supervision and management of banking financial institutions and their business activities in accordance with laws and administrative regulations;

2. To examine and approve the establishment, alteration, termination and business scope of banking financial institutions in accordance with the conditions and procedures prescribed by laws and administrative regulations;

III. Directors and senior managers of banking financial institutions shall be subject to post qualification management;

4. Formulating prudent operating rules of banking financial institutions in accordance with laws and administrative regulations;

5. Conduct off-site supervision on the business activities and risk status of banking financial institutions, establish a supervision and management information system for banking financial institutions, and analyze and evaluate the risk status of banking financial institutions;

Six, on-site inspection of banking financial institutions' business activities and risk status, formulate on-site inspection procedures and standardize on-site inspection behavior;

Seven, the implementation of consolidated supervision of banking financial institutions;

Eight, in conjunction with the relevant departments to establish a banking emergency handling system, formulate a banking emergency handling plan, clear the disposal institutions and personnel and their responsibilities, disposal measures and disposal procedures, timely and effective handling of banking emergencies;

Nine, responsible for the unified compilation of statistical data and statements of banking financial institutions across the country, and shall be published in accordance with the relevant provisions of the state;

Ten, guide and supervise the activities of the banking self-regulatory organizations;

XI. Conduct international exchange and cooperation activities related to banking supervision and management;

Twelve, the credit crisis has occurred or may occur, seriously affecting the legitimate rights and interests of depositors and other customers of the banking financial institutions to take over or promote institutional restructuring;

Thirteen, banking financial institutions operating in violation of regulations, poor management and other circumstances have been revoked;

14. Inquire about the accounts of banking financial institutions, their staff and related actors suspected of financial violations, and freeze the applications of judicial organs suspected of transferring or concealing illegal funds;

Fifteen, the unauthorized establishment of banking financial institutions or illegal business activities of banking financial institutions shall be banned;

Sixteen, responsible for the daily management of the board of supervisors of state-owned key banking financial institutions;

Seventeen, to undertake other tasks assigned by the State Council.

Extended data:

According to the Notice of China Banking Regulatory Commission on Further Deepening the Regulation of Banking Market Chaos:

Deepening the rectification of banking market chaos is mainly carried out from 10. It is clear that banking financial institutions bear the main responsibility and the regulatory authorities bear the regulatory responsibility. It is required to find and solve problems as the starting point and the foothold, focus on rectifying institutions with many problems, areas with many chaos, and business areas with concentrated risks, and strictly investigate the risks of cases.

It is clear that self-examination and self-correction are lenient, and regulatory discovery is strict, so as to improve the regulatory tolerance of banks' active discovery, active disposal and active behavior. Adhere to the principle of striving for progress while maintaining stability, cut off the old from the new, step by step, and implement classified policies to prevent "dealing with risks".

Highlight the "supervision by supervision", focus on preventing and dealing with various financial risks, rather than making the banking industry bigger and stronger, and emphasize the accountability of supervision performance and serious supervision atmosphere. Pay attention to the establishment of a long-term mechanism, make up for the shortcomings of supervision, and effectively solve the institutional and institutional problems that cause chaos.

Specifically, it is clear that there are 22 items in 8 aspects that need to be rectified in 20 18: First, corporate governance is imperfect, including shareholders and equity, performance and assessment, and professional qualifications. Second, violation of macro-control policies, including violation of credit policies and violation of real estate industry policies. Third, the risks of shadow banking and cross-financial products, including illegal interbank business, wealth management business, off-balance sheet business and cooperative business.

Fourth, it infringes on the rights and interests of financial consumers, mainly involving improper sales and improper charges. Fifth, the transfer of interests, including the transfer of interests to shareholders and the transfer of interests to relevant personnel. Sixth, illegal exhibition industry, including unauthorized establishment of institutions and exhibition industry, illegal deposit and loan business, illegal bill business, illegal cover-up or disposal of non-performing assets and so on.

Seventh, cases and operational risks, mainly listing the weak links and outstanding problems of some cases, including personnel management, internal control management, and inadequate case investigation. Eight is the risk of industry integrity, including business operation and information management. In addition, the negative list of supervision performance is listed separately.

At the same time, it is required to evaluate the series of special treatment work carried out on 20 17, and form a working mechanism of "rectification-evaluation-rectification". Banking financial institutions should take deepening the rectification of the chaos in the banking market as the key task of normalization, and make changes while checking, and immediately check and reform.

Regulators at all levels should carry out on-site inspection, supervision and inspection, investigate and punish violations of laws and regulations according to law, and truly implement the iron system and iron discipline.

Baidu encyclopedia-CBRC

Baidu Encyclopedia-Notice on further deepening the rectification of chaos in the banking market